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Cologne vs Warsaw

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Cologne, DE vs Warsaw, PL at a glance — Warsaw, PL is 32% cheaper than Cologne, DE overall. Median 1-bed rent runs about $900/mo versus $1,050/mo. Top income tax: 32% vs 45%.

$/ year

To keep the same standard of living in Warsaw, PL, you'd need

$51,191 / year

Warsaw, PL is 32% cheaper overall

Category breakdown (Warsaw, PL vs Cologne, DE)

  • Housing-36%
  • Food & groceries-33%
  • Transport-35%
  • Utilities-21%
  • Healthcare-32%
  • Goods & services-30%

How Cologne, DE and Warsaw, PL compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Cologne, DEWarsaw, PL

Index vs the US average — the line marks 100. Lower is cheaper.

Full comparison

Cologne, DEWarsaw, PL
Cost of living
Overall cost index10672
Housing11272
Food10570
Transport8455
Utilities126100
Healthcare9565
Goods & services10574
Housing
Rent, 1-bed centre$1,050/mo$900/mo
Rent, 1-bed outside$780/mo$650/mo
Rent, 3-bed centre$2,000/mo$1,700/mo
Buy price / m² centre$6,500$4,000
Money & purchasing power
$1,000 goes as far as$947$1,388
Inexpensive meal$14$8
Monthly transit pass$115$30
Taxes
Income tax (top rate)45%32%
VAT / sales tax19%23%
Social security (employee)20%
Corporate tax30%19%
Capital gains26.4%19%
Economy & salaries
Avg net salary$2,900/mo$1,200/mo
Minimum wage$2,200/mo$1,100/mo
GDP per capita$60,496$28,420
Inflation (annual)2.2%3.8%
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyHighModerate
Coworking spaces3550
Time zoneUTC+1UTC+1
Quality of life
Safety index6668
Healthcare index8472
Pollution index4055
Internet speed150 Mbps150 Mbps
Walkability7880
Public transport8082
Family-friendly7268
Tap waterSafe to drinkSafe to drink
Life expectancy81 yr78 yr
LGBTQ+ acceptanceHighLow
Climate
January avg+3 °C-2 °C
July avg+19 °C+19 °C
Sunny days / year10590
Rainfall / year800 mm550 mm
Connectivity
Flight to nearest hub1 h1.5 h

Taxes & Economy & salaries: Germany vs Poland. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

Good to know before you move to Cologne

An easy-going media and culture city on the Rhine, crowned by its Gothic cathedral and famous for carnival and a warm, open crowd. More affordable and less corporate than Munich or Frankfurt, with a lively creative and startup scene.

Currency
Euro (€ EUR)
Languages
German
Time zone
UTC+1
Internet
150 Mbps
English
Widely spoken
Safety
66/100
Climate
❄ 3°C · ☀ 19°C · 105 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Ehrenfeld · Belgisches Viertel · Südstadt · Nippes

Good to know before you move to Warsaw

Central Europe's fastest-rising business hub — modern, safe and affordable, with cold winters.

Currency
Polish złoty (zł PLN)
Languages
Polish
Time zone
UTC+1
Internet
150 Mbps
English
Fairly common
Safety
68/100
Climate
❄ -2°C · ☀ 19°C · 90 sunny days/yr
Tap water
Safe to drink
Power
E · 230V
Driving
Right-hand side
Popular areas
Śródmieście · Praga · Mokotów

? Frequently asked questions

Moving from Cologne to Warsaw: cheaper or more expensive?

Moving from Cologne to Warsaw, your cost of living will be roughly 32% cheaper. Warsaw’s cost-of-living index is 72 versus 106 for Cologne (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Cologne cheaper than Warsaw?

Warsaw is about 32% cheaper than Cologne overall — its cost-of-living index is 72 versus 106 for Cologne.

How much do you need to earn in Warsaw to live like in Cologne?

To keep the same standard of living, a $75,000 salary in Cologne is worth about $51,191 in Warsaw. Enter your own figure in the calculator above.

Which has lower taxes, Cologne or Warsaw?

Poland has the lower top income-tax rate — 32% versus 45% in Germany.

More comparisons from Cologne

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.