CostTrek

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Budapest vs Warsaw

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Budapest, HU vs Warsaw, PL at a glance — Warsaw, PL is 7% more expensive than Budapest, HU overall. Median 1-bed rent runs about $900/mo versus $700/mo. Top income tax: 32% vs 15%.

$/ year

To keep the same standard of living in Warsaw, PL, you'd need

$80,186 / year

Warsaw, PL is 7% more expensive overall

Category breakdown (Warsaw, PL vs Budapest, HU)

  • Housing+11%
  • Food & groceries+3%
  • Transport+10%
  • Utilities+5%
  • Healthcare+18%
  • Goods & services+3%

◎ How Budapest, HU and Warsaw, PL compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Budapest, HUWarsaw, PL

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Budapest, HUWarsaw, PL
Cost of living
Overall cost index6772
Housing6572
Food6870
Transport5055
Utilities95100
Healthcare5565
Goods & services7274
Housing
Rent, 1-bed centre$700/mo$900/mo
Rent, 1-bed outside$520/mo$650/mo
Rent, 3-bed centre$1,350/mo$1,700/mo
Buy price / m² centre$3,200$4,000
Money & purchasing power
$1,000 goes as far as$1,484$1,388
Inexpensive meal$8$8
Monthly transit pass$30$30
Taxes
Income tax (top rate)15%32%
VAT / sales tax27%23%
Corporate tax9%19%
Capital gains—19%
Economy & salaries
Avg net salary$900/mo$1,200/mo
Avg annual wage (OECD, PPP)$39,145✓$49,074✓
Minimum wage$1,050/mo✓$1,297/mo✓
GDP per capita$23,320✓$28,420✓
Inflation (annual)3.7%✓3.8%✓
Work & digital nomad
Digital-nomad visaYesNo
English proficiencyModerateModerate
Coworking spaces4050
Time zoneUTC+1UTC+1
Quality of life
Quality of life (overall)6767
Safety index7268
Healthcare index6072
Pollution index5055
Internet speed200 Mbps150 Mbps
Walkability8080
Public transport8282
Family-friendly6568
Tap waterSafe to drinkSafe to drink
Life expectancy77 yr✓78 yr✓
LGBTQ+ acceptanceLowLow
Climate
January avg0 °C-2 °C
July avg+22 °C+19 °C
Sunny days / year20090
Rainfall / year520 mm550 mm
Connectivity
Flight to nearest hub1.5 h1.5 h

Taxes & Economy & salaries: Hungary vs Poland. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (OECD (PPP), Eurostat 2026, World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Budapest vs Warsaw — in your currency

BudapestWarsaw
1-bed rent, city centre$700$900
1-bed rent, outside centre$520$650
Inexpensive meal$8$8
Monthly transit pass$30$30
Utilities (monthly)$190$200

Converted from USD at approximate rates (2026-09).

Good to know before you move to Budapest

Grand Habsburg boulevards, thermal baths and ruin bars split by the Danube — one of the EU's best-value capitals, with a flat 15% tax and the White Card pulling in a fast-growing nomad crowd.

Currency
Hungarian forint (Ft HUF)
Languages
Hungarian
Time zone
UTC+1
Internet
200 Mbps
English
Fairly common
Safety
72/100
Climate
❄ 0°C · ☀ 22°C · 200 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
District VII · District V · District XIII · Buda Hills

Good to know before you move to Warsaw

Central Europe's fastest-rising business hub — modern, safe and affordable, with cold winters.

Currency
Polish złoty (zł PLN)
Languages
Polish
Time zone
UTC+1
Internet
150 Mbps
English
Fairly common
Safety
68/100
Climate
❄ -2°C · ☀ 19°C · 90 sunny days/yr
Tap water
Safe to drink
Power
E · 230V
Driving
Right-hand side
Popular areas
Śródmieście · Praga · Mokotów

? Frequently asked questions

Moving from Budapest to Warsaw: cheaper or more expensive?

Moving from Budapest to Warsaw, your cost of living will be roughly 7% more expensive. Warsaw’s cost-of-living index is 72 versus 67 for Budapest (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Budapest cheaper than Warsaw?

Warsaw is about 7% more expensive than Budapest overall — its cost-of-living index is 72 versus 67 for Budapest.

Which is more expensive, Budapest or Warsaw?

Warsaw is more expensive than Budapest. Its cost-of-living index is 72 vs 67 (US = 100) — about 7% higher.

Is rent cheaper in Budapest or Warsaw?

Rent is cheaper in Budapest — about $700/month for a one-bedroom in the city centre, vs $900 in Warsaw.

How much do you need to earn in Warsaw to live like in Budapest?

To keep the same standard of living, a $75,000 salary in Budapest is worth about $80,186 in Warsaw. Enter your own figure in the calculator above.

Which has lower taxes, Budapest or Warsaw?

Hungary has the lower top income-tax rate — 15% versus 32% in Poland.

◷ More comparisons from Budapest

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.