✦ Compare
Montreal vs
Warsaw
Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.
To keep the same standard of living in Warsaw, PL, you'd need
$54,627 / year
Warsaw, PL is 27% cheaper overall
Category breakdown (Warsaw, PL vs Montreal, CA)
- Housing-29%
- Food & groceries-34%
- Transport-31%
- Utilities+2%
- Healthcare-19%
- Goods & services-30%
◎ How Montreal, CA and Warsaw, PL compare
Index vs the US average — the line marks 100. Lower is cheaper.
▤ Full comparison
| Montreal, CA | Warsaw, PL | |
|---|---|---|
| Cost of living | ||
| Overall cost index | 99 | 72 |
| Housing | 102 | 72 |
| Food | 106 | 70 |
| Transport | 80 | 55 |
| Utilities | 98 | 100 |
| Healthcare | 80 | 65 |
| Goods & services | 105 | 74 |
| Housing | ||
| Rent, 1-bed centre | $1,150/mo | $900/mo |
| Rent, 1-bed outside | $900/mo | $650/mo |
| Rent, 3-bed centre | $2,200/mo | $1,700/mo |
| Buy price / m² centre | $5,500 | $4,000 |
| Money & purchasing power | ||
| $1,000 goes as far as | $1,011 | $1,388 |
| Inexpensive meal | $18 | $8 |
| Monthly transit pass | $70 | $30 |
| Taxes | ||
| Income tax (top rate) | 33% | 32% |
| VAT / sales tax | 5% | 23% |
| Corporate tax | 26.5% | 19% |
| Capital gains | — | 19% |
| Economy & salaries | ||
| Avg net salary | $3,300/mo | $1,200/mo |
| Minimum wage | $1,900/mo | $1,100/mo |
| GDP per capita | $55,698 | $28,420 |
| Inflation (annual) | 2.1% | 3.8% |
| Work & digital nomad | ||
| Digital-nomad visa | Yes | No |
| English proficiency | High | Moderate |
| Coworking spaces | 50 | 50 |
| Time zone | UTC-5 | UTC+1 |
| Quality of life | ||
| Safety index | 72 | 68 |
| Healthcare index | 78 | 72 |
| Pollution index | 35 | 55 |
| Internet speed | 180 Mbps | 150 Mbps |
| Walkability | 78 | 80 |
| Public transport | 78 | 82 |
| Family-friendly | 74 | 68 |
| Tap water | Safe to drink | Safe to drink |
| Life expectancy | 82 yr | 78 yr |
| LGBTQ+ acceptance | High | Low |
| Climate | ||
| January avg | -9 °C | -2 °C |
| July avg | +21 °C | +19 °C |
| Sunny days / year | 160 | 90 |
| Rainfall / year | 1,000 mm | 550 mm |
| Connectivity | ||
| Flight to nearest hub | 2 h | 1.5 h |
Taxes & Economy & salaries: Canada vs Poland. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.
Good to know before you move to Montreal
A bilingual, European-flavoured metropolis and the most affordable of Canada's big cities — rents well below Toronto or Vancouver, a huge festival and food culture, and cheap universities. The catch is the long, brutally cold winter and Quebec's French-first bureaucracy.
- Currency
- Canadian dollar ($ CAD)
- Languages
- English, French
- Time zone
- UTC-5
- Internet
- 180 Mbps
- English
- Widely spoken
- Safety
- 72/100
- Climate
- ❄ -9°C · ☀ 21°C · 160 sunny days/yr
- Tap water
- Safe to drink
- Power
- A/B · 120V
- Driving
- Right-hand side
- Popular areas
- Plateau-Mont-Royal · Mile End · Griffintown · Rosemont
Good to know before you move to Warsaw
Central Europe's fastest-rising business hub — modern, safe and affordable, with cold winters.
- Currency
- Polish złoty (zł PLN)
- Languages
- Polish
- Time zone
- UTC+1
- Internet
- 150 Mbps
- English
- Fairly common
- Safety
- 68/100
- Climate
- ❄ -2°C · ☀ 19°C · 90 sunny days/yr
- Tap water
- Safe to drink
- Power
- E · 230V
- Driving
- Right-hand side
- Popular areas
- Śródmieście · Praga · Mokotów
Plan your move to Montreal
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- InsuranceSafetyWing
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Parking & carWay.com
Sponsored
Plan your move to Warsaw
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- Tours & ticketsTiqets
- InsuranceSafetyWing
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Flight compensationAirHelp
Sponsored
? Frequently asked questions
Moving from Montreal to Warsaw: cheaper or more expensive?
Moving from Montreal to Warsaw, your cost of living will be roughly 27% cheaper. Warsaw’s cost-of-living index is 72 versus 99 for Montreal (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.
Is Montreal cheaper than Warsaw?
Warsaw is about 27% cheaper than Montreal overall — its cost-of-living index is 72 versus 99 for Montreal.
How much do you need to earn in Warsaw to live like in Montreal?
To keep the same standard of living, a $75,000 salary in Montreal is worth about $54,627 in Warsaw. Enter your own figure in the calculator above.
Which has lower taxes, Montreal or Warsaw?
Poland has the lower top income-tax rate — 32% versus 33% in Canada.
◷ More comparisons from Montreal
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.