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Chicago vs Ho Chi Minh City

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Chicago, IL vs Ho Chi Minh City, VN at a glance — Ho Chi Minh City, VN is 56% cheaper than Chicago, IL overall. Median 1-bed rent runs about $500/mo versus $1,900/mo. Top income tax: 35% vs 37%.

$/ year

To keep the same standard of living in Ho Chi Minh City, VN, you'd need

$32,933 / year

Ho Chi Minh City, VN is 56% cheaper overall

Category breakdown (Ho Chi Minh City, VN vs Chicago, IL)

  • Housing-67%
  • Food & groceries-56%
  • Transport-65%
  • Utilities-39%
  • Healthcare-54%
  • Goods & services-44%

◎ How Chicago, IL and Ho Chi Minh City, VN compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Chicago, ILHo Chi Minh City, VN

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Chicago, ILHo Chi Minh City, VN
Cost of living
Overall cost index10345
Housing11638
Food9542
Transport10135
Utilities9055
Healthcare9845
Goods & services9855
Housing
Rent, 1-bed centre$1,900/mo$500/mo
Rent, 1-bed outside$1,450/mo$320/mo
Rent, 3-bed centre$3,600/mo$1,000/mo
Buy price / m² centre$5,500$3,500
Money & purchasing power
$1,000 goes as far as$973$2,217
Inexpensive meal$18$3
Monthly transit pass$105—
Taxes
Income tax (top rate)37%35%
VAT / sales tax0%10%
Social security (employee)7.7%—
Corporate tax21%20%
Capital gains20%—
Economy & salaries
Avg net salary$4,300/mo$500/mo
Avg annual wage (OECD, PPP)$86,977✓—
Minimum wage$1,257/mo✓$200/mo
GDP per capita$90,027✓$4,347✓
Inflation (annual)—3.6%✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeModerate
Coworking spaces9040
Time zoneUTC-6UTC+7
Quality of life
Quality of life (overall)6648
Safety index4860
Healthcare index8055
Pollution index4565
Internet speed200 Mbps90 Mbps
Walkability7840
Public transport7835
Family-friendly6055
Tap waterSafe to drinkUse caution
Health insurance$450/mo—
Life expectancy79 yr✓75 yr✓
LGBTQ+ acceptanceHighModerate
Climate
January avg-4 °C+27 °C
July avg+24 °C+28 °C
Sunny days / year189220
Rainfall / year950 mm1,900 mm
Connectivity
Flight to nearest hub1 h2 h

Taxes & Economy & salaries: United States vs Vietnam. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (OECD (PPP), US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Chicago vs Ho Chi Minh City — in your currency

ChicagoHo Chi Minh City
1-bed rent, city centre$1,900$500
1-bed rent, outside centre$1,450$320
Inexpensive meal$18$3
Utilities (monthly)$170$55

Converted from USD at approximate rates (2026-09).

Good to know before you move to Chicago

Big-city amenities and architecture at Midwest prices — the winters, though, are famously brutal.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-6
Internet
200 Mbps
English
Native language
Safety
48/100
Climate
❄ -4°C · ☀ 24°C · 189 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Loop · Wicker Park · Lincoln Park

Good to know before you move to Ho Chi Minh City

Saigon runs on motorbikes, coffee and relentless energy — one of Asia's cheapest big cities, with a fast-growing nomad and startup scene in District 1 and Thao Dien. No dedicated visa yet, so most stay on rolling e-visas.

Currency
Vietnamese dong (₫ VND)
Languages
Vietnamese
Time zone
UTC+7
Internet
90 Mbps
English
Fairly common
Safety
60/100
Climate
❄ 27°C · ☀ 28°C · 220 sunny days/yr
Tap water
Bottled recommended
Power
A/C/F · 220V
Driving
Right-hand side
Popular areas
District 1 · Thao Dien · Binh Thanh · Phu Nhuan

? Frequently asked questions

Moving from Chicago to Ho Chi Minh City: cheaper or more expensive?

Moving from Chicago to Ho Chi Minh City, your cost of living will be roughly 56% cheaper. Ho Chi Minh City’s cost-of-living index is 45 versus 103 for Chicago (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Chicago cheaper than Ho Chi Minh City?

Ho Chi Minh City is about 56% cheaper than Chicago overall — its cost-of-living index is 45 versus 103 for Chicago.

Which is more expensive, Chicago or Ho Chi Minh City?

Chicago is more expensive than Ho Chi Minh City. Its cost-of-living index is 103 vs 45 (US = 100) — about 129% higher.

Is rent cheaper in Chicago or Ho Chi Minh City?

Rent is cheaper in Ho Chi Minh City — about $500/month for a one-bedroom in the city centre, vs $1,900 in Chicago.

How much do you need to earn in Ho Chi Minh City to live like in Chicago?

To keep the same standard of living, a $75,000 salary in Chicago is worth about $32,933 in Ho Chi Minh City. Enter your own figure in the calculator above.

Which has lower taxes, Chicago or Ho Chi Minh City?

Vietnam has the lower top income-tax rate — 35% versus 37% in United States.

◷ More comparisons from Chicago

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.