CostTrek

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Chicago vs Seattle

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Chicago, IL vs Seattle, WA at a glance — Seattle, WA is 10% more expensive than Chicago, IL overall. Median 1-bed rent runs about $2,100/mo versus $1,900/mo. The top national income-tax rate is 37%.

$/ year

To keep the same standard of living in Seattle, WA, you'd need

$82,607 / year

Seattle, WA is 10% more expensive overall

Category breakdown (Seattle, WA vs Chicago, IL)

  • Housing+26%
  • Food & groceries+4%
  • Transport+1%
  • Utilities-6%
  • Healthcare+4%
  • Goods & services+3%

◎ How Chicago, IL and Seattle, WA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Chicago, ILSeattle, WA

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Chicago, ILSeattle, WA
Cost of living
Overall cost index103113
Housing116146
Food9599
Transport101102
Utilities9085
Healthcare98102
Goods & services98101
Housing
Rent, 1-bed centre$1,900/mo$2,100/mo
Rent, 1-bed outside$1,450/mo$1,650/mo
Rent, 3-bed centre$3,600/mo$4,200/mo
Buy price / m² centre$5,500$9,500
Money & purchasing power
$1,000 goes as far as$973$884
Inexpensive meal$18$20
Monthly transit pass$105$99
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo✓$1,257/mo✓
GDP per capita$90,027✓$90,027✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces9070
Time zoneUTC-6UTC-8
Quality of life
Quality of life (overall)6669
Safety index4852
Healthcare index8080
Pollution index4530
Internet speed200 Mbps200 Mbps
Walkability7874
Public transport7870
Family-friendly6062
Tap waterSafe to drinkSafe to drink
Health insurance$450/mo$450/mo
Life expectancy79 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg-4 °C+5 °C
July avg+24 °C+19 °C
Sunny days / year189152
Rainfall / year950 mm950 mm
Connectivity
Flight to nearest hub1 h1.5 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Chicago vs Seattle — in your currency

ChicagoSeattle
1-bed rent, city centre$1,900$2,100
1-bed rent, outside centre$1,450$1,650
Inexpensive meal$18$20
Monthly transit pass$105$99
Utilities (monthly)$170$180

Converted from USD at approximate rates (2026-09).

Good to know before you move to Chicago

Big-city amenities and architecture at Midwest prices — the winters, though, are famously brutal.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-6
Internet
200 Mbps
English
Native language
Safety
48/100
Climate
❄ -4°C · ☀ 24°C · 189 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Loop · Wicker Park · Lincoln Park

Good to know before you move to Seattle

Big tech without state income tax, ringed by mountains and water — bring a rain jacket.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-8
Internet
200 Mbps
English
Native language
Safety
52/100
Climate
❄ 5°C · ☀ 19°C · 152 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Capitol Hill · Ballard · Fremont

? Frequently asked questions

Moving from Chicago to Seattle: cheaper or more expensive?

Moving from Chicago to Seattle, your cost of living will be roughly 10% more expensive. Seattle’s cost-of-living index is 113 versus 103 for Chicago (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Chicago cheaper than Seattle?

Seattle is about 10% more expensive than Chicago overall — its cost-of-living index is 113 versus 103 for Chicago.

Which is more expensive, Chicago or Seattle?

Seattle is more expensive than Chicago. Its cost-of-living index is 113 vs 103 (US = 100) — about 10% higher.

Is rent cheaper in Chicago or Seattle?

Rent is cheaper in Chicago — about $1,900/month for a one-bedroom in the city centre, vs $2,100 in Seattle.

How much do you need to earn in Seattle to live like in Chicago?

To keep the same standard of living, a $75,000 salary in Chicago is worth about $82,607 in Seattle. Enter your own figure in the calculator above.

Which has lower taxes, Chicago or Seattle?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

◷ More comparisons from Chicago

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.