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Chicago vs Washington

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

$/ year

To keep the same standard of living in Washington, DC, you'd need

$87,091 / year

Washington, DC is 16% more expensive overall

Category breakdown (Washington, DC vs Chicago, IL)

  • Housing+37%
  • Food & groceries+5%
  • Transport+3%
  • Utilities+4%
  • Healthcare-2%
  • Goods & services+9%

Full comparison

Chicago, ILWashington, DC
Cost of living
Overall cost index113132
Housing128175
Food105110
Transport112115
Utilities100104
Healthcare108106
Goods & services108118
Housing
Rent, 1-bed centre$1,900/mo$2,300/mo
Rent, 1-bed outside$1,450/mo$1,800/mo
Rent, 3-bed centre$3,600/mo$4,500/mo
Buy price / m² centre$5,500$8,500
Money & purchasing power
$1,000 goes as far as$881$759
Inexpensive meal$18$20
Monthly transit pass$105$100
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo$1,257/mo
GDP per capita$82,000$82,000
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces9080
Time zoneUTC-6UTC-5
Quality of life
Safety index4850
Healthcare index8080
Pollution index4540
Internet speed200 Mbps200 Mbps
Walkability7877
Public transport7872
Family-friendly6062
Tap waterSafe to drinkSafe to drink
Health insurance$450/mo$470/mo
Life expectancy79 yr79 yr
LGBTQ+ acceptanceHighHigh
Climate
January avg-4 °C+2 °C
July avg+24 °C+27 °C
Sunny days / year189203
Rainfall / year950 mm1,000 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

? Frequently asked questions

Is Chicago cheaper than Washington?

Washington is about 16% more expensive than Chicago overall — its cost-of-living index is 132 versus 113 for Chicago.

How much do you need to earn in Washington to live like in Chicago?

To keep the same standard of living, a $75,000 salary in Chicago is worth about $87,091 in Washington. Enter your own figure in the calculator above.

Which has lower taxes, Chicago or Washington?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

More comparisons from Chicago

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.