✦ Compare
Cologne vs
Hamburg
Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.
Cologne, DE vs Hamburg, DE at a glance — Hamburg, DE is 4% more expensive than Cologne, DE overall. Median 1-bed rent runs about $1,200/mo versus $1,050/mo. The top national income-tax rate is 45%.
To keep the same standard of living in Hamburg, DE, you'd need
$78,361 / year
Hamburg, DE is 4% more expensive overall
Category breakdown (Hamburg, DE vs Cologne, DE)
- Housing+12%
- Food & groceries+1%
- Transport+2%
- Utilities+2%
- Healthcare0%
- Goods & services+1%
◎ How Cologne, DE and Hamburg, DE compare
Index vs the US average — the line marks 100. Lower is cheaper.
▤ Full comparison
| Cologne, DE | Hamburg, DE | |
|---|---|---|
| Cost of living | ||
| Overall cost index | 106 | 110 |
| Housing | 112 | 125 |
| Food | 105 | 106 |
| Transport | 84 | 86 |
| Utilities | 126 | 128 |
| Healthcare | 95 | 95 |
| Goods & services | 105 | 106 |
| Housing | ||
| Rent, 1-bed centre | $1,050/mo | $1,200/mo |
| Rent, 1-bed outside | $780/mo | $850/mo |
| Rent, 3-bed centre | $2,000/mo | $2,300/mo |
| Buy price / m² centre | $6,500 | $7,000 |
| Money & purchasing power | ||
| $1,000 goes as far as | $947 | $907 |
| Inexpensive meal | $14 | $15 |
| Monthly transit pass | $115 | $115 |
| Taxes | ||
| Income tax (top rate) | 45% | 45% |
| VAT / sales tax | 19% | 19% |
| Social security (employee) | 20% | 20% |
| Corporate tax | 30% | 30% |
| Capital gains | 26.4% | 26.4% |
| Economy & salaries | ||
| Avg net salary | $2,900/mo | $2,900/mo |
| Minimum wage | $2,200/mo | $2,200/mo |
| GDP per capita | $60,496 | $60,496 |
| Inflation (annual) | 2.2% | 2.2% |
| Work & digital nomad | ||
| Digital-nomad visa | No | No |
| English proficiency | High | High |
| Coworking spaces | 35 | 35 |
| Time zone | UTC+1 | UTC+1 |
| Quality of life | ||
| Safety index | 66 | 66 |
| Healthcare index | 84 | 84 |
| Pollution index | 40 | 38 |
| Internet speed | 150 Mbps | 150 Mbps |
| Walkability | 78 | 78 |
| Public transport | 80 | 82 |
| Family-friendly | 72 | 72 |
| Tap water | Safe to drink | Safe to drink |
| Life expectancy | 81 yr | 81 yr |
| LGBTQ+ acceptance | High | High |
| Climate | ||
| January avg | +3 °C | +2 °C |
| July avg | +19 °C | +18 °C |
| Sunny days / year | 105 | 100 |
| Rainfall / year | 800 mm | 770 mm |
| Connectivity | ||
| Flight to nearest hub | 1 h | 1 h |
Taxes & Economy & salaries: Germany vs Germany. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.
Good to know before you move to Cologne
An easy-going media and culture city on the Rhine, crowned by its Gothic cathedral and famous for carnival and a warm, open crowd. More affordable and less corporate than Munich or Frankfurt, with a lively creative and startup scene.
- Currency
- Euro (€ EUR)
- Languages
- German
- Time zone
- UTC+1
- Internet
- 150 Mbps
- English
- Widely spoken
- Safety
- 66/100
- Climate
- ❄ 3°C · ☀ 19°C · 105 sunny days/yr
- Tap water
- Safe to drink
- Power
- F · 230V
- Driving
- Right-hand side
- Popular areas
- Ehrenfeld · Belgisches Viertel · Südstadt · Nippes
Good to know before you move to Hamburg
Germany's second city and biggest port — a wealthy media, trade and startup hub laced with canals and red-brick warehouses. Greener and more liveable than Berlin and cheaper than Munich, with the catch of grey, wet, windy weather.
- Currency
- Euro (€ EUR)
- Languages
- German
- Time zone
- UTC+1
- Internet
- 150 Mbps
- English
- Widely spoken
- Safety
- 66/100
- Climate
- ❄ 2°C · ☀ 18°C · 100 sunny days/yr
- Tap water
- Safe to drink
- Power
- F · 230V
- Driving
- Right-hand side
- Popular areas
- Sternschanze · St. Pauli · Eimsbüttel · HafenCity
Plan your move to Cologne
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsNH Hotels
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- Tours & ticketsTiqets
- InsuranceSafetyWing
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Flight compensationAirHelp
Sponsored
Plan your move to Hamburg
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsNH Hotels
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- Tours & ticketsTiqets
- InsuranceSafetyWing
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Flight compensationAirHelp
Sponsored
? Frequently asked questions
Moving from Cologne to Hamburg: cheaper or more expensive?
Moving from Cologne to Hamburg, your cost of living will be roughly 4% more expensive. Hamburg’s cost-of-living index is 110 versus 106 for Cologne (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.
Is Cologne cheaper than Hamburg?
Hamburg is about 4% more expensive than Cologne overall — its cost-of-living index is 110 versus 106 for Cologne.
How much do you need to earn in Hamburg to live like in Cologne?
To keep the same standard of living, a $75,000 salary in Cologne is worth about $78,361 in Hamburg. Enter your own figure in the calculator above.
Which has lower taxes, Cologne or Hamburg?
Both cities are in the same country, so national income tax (45%) and VAT are identical; only local cost of living differs.
◷ More comparisons from Cologne
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.