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Cologne vs Zurich

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Cologne, DE vs Zurich, CH at a glance — Zurich, CH is 60% more expensive than Cologne, DE overall. Median 1-bed rent runs about $2,500/mo versus $1,050/mo. Top income tax: 40% vs 45%.

$/ year

To keep the same standard of living in Zurich, CH, you'd need

$120,216 / year

Zurich, CH is 60% more expensive overall

Category breakdown (Zurich, CH vs Cologne, DE)

  • Housing+83%
  • Food & groceries+52%
  • Transport+55%
  • Utilities+3%
  • Healthcare+58%
  • Goods & services+60%

How Cologne, DE and Zurich, CH compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Cologne, DEZurich, CH

Index vs the US average — the line marks 100. Lower is cheaper.

Full comparison

Cologne, DEZurich, CH
Cost of living
Overall cost index106169
Housing112205
Food105160
Transport84130
Utilities126130
Healthcare95150
Goods & services105168
Housing
Rent, 1-bed centre$1,050/mo$2,500/mo
Rent, 1-bed outside$780/mo$1,900/mo
Rent, 3-bed centre$2,000/mo$5,000/mo
Buy price / m² centre$6,500$18,000
Money & purchasing power
$1,000 goes as far as$947$591
Inexpensive meal$14$30
Monthly transit pass$115$90
Taxes
Income tax (top rate)45%40%
VAT / sales tax19%8.1%
Social security (employee)20%
Corporate tax30%15%
Capital gains26.4%0%
Economy & salaries
Avg net salary$2,900/mo$6,000/mo
Minimum wage$2,200/mo
GDP per capita$60,496$114,769
Inflation (annual)2.2%0.2%
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyHighHigh
Coworking spaces3540
Time zoneUTC+1UTC+1
Quality of life
Safety index6682
Healthcare index8490
Pollution index4025
Internet speed150 Mbps200 Mbps
Walkability7885
Public transport8095
Family-friendly7275
Tap waterSafe to drinkSafe to drink
Health insurance$350/mo
Life expectancy81 yr84 yr
LGBTQ+ acceptanceHighHigh
Climate
January avg+3 °C0 °C
July avg+19 °C+18 °C
Sunny days / year10565
Rainfall / year800 mm1,080 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: Germany vs Switzerland. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

Good to know before you move to Cologne

An easy-going media and culture city on the Rhine, crowned by its Gothic cathedral and famous for carnival and a warm, open crowd. More affordable and less corporate than Munich or Frankfurt, with a lively creative and startup scene.

Currency
Euro (€ EUR)
Languages
German
Time zone
UTC+1
Internet
150 Mbps
English
Widely spoken
Safety
66/100
Climate
❄ 3°C · ☀ 19°C · 105 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Ehrenfeld · Belgisches Viertel · Südstadt · Nippes

Good to know before you move to Zurich

The world's benchmark for expensive — but salaries are sky-high, mandatory health insurance aside, and quality of life is unmatched.

Currency
Swiss franc (Fr. CHF)
Languages
German, French, Italian
Time zone
UTC+1
Internet
200 Mbps
English
Widely spoken
Safety
82/100
Climate
❄ 0°C · ☀ 18°C · 65 sunny days/yr
Tap water
Safe to drink
Power
J · 230V
Driving
Right-hand side
Popular areas
Kreis 4 · Kreis 5 · Seefeld

? Frequently asked questions

Moving from Cologne to Zurich: cheaper or more expensive?

Moving from Cologne to Zurich, your cost of living will be roughly 60% more expensive. Zurich’s cost-of-living index is 169 versus 106 for Cologne (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Cologne cheaper than Zurich?

Zurich is about 60% more expensive than Cologne overall — its cost-of-living index is 169 versus 106 for Cologne.

How much do you need to earn in Zurich to live like in Cologne?

To keep the same standard of living, a $75,000 salary in Cologne is worth about $120,216 in Zurich. Enter your own figure in the calculator above.

Which has lower taxes, Cologne or Zurich?

Switzerland has the lower top income-tax rate — 40% versus 45% in Germany.

More comparisons from Cologne

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.