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Frankfurt vs Hamburg

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Frankfurt, DE vs Hamburg, DE at a glance — Hamburg, DE is 3% cheaper than Frankfurt, DE overall. Median 1-bed rent runs about $1,200/mo versus $1,350/mo. The top national income-tax rate is 45%.

$/ year

To keep the same standard of living in Hamburg, DE, you'd need

$72,860 / year

Hamburg, DE is 3% cheaper overall

Category breakdown (Hamburg, DE vs Frankfurt, DE)

  • Housing-7%
  • Food & groceries0%
  • Transport-2%
  • Utilities0%
  • Healthcare0%
  • Goods & services0%

How Frankfurt, DE and Hamburg, DE compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Frankfurt, DEHamburg, DE

Index vs the US average — the line marks 100. Lower is cheaper.

Full comparison

Frankfurt, DEHamburg, DE
Cost of living
Overall cost index114110
Housing135125
Food106106
Transport8886
Utilities128128
Healthcare9595
Goods & services106106
Housing
Rent, 1-bed centre$1,350/mo$1,200/mo
Rent, 1-bed outside$950/mo$850/mo
Rent, 3-bed centre$2,600/mo$2,300/mo
Buy price / m² centre$8,500$7,000
Money & purchasing power
$1,000 goes as far as$881$907
Inexpensive meal$15$15
Monthly transit pass$100$115
Taxes
Income tax (top rate)45%45%
VAT / sales tax19%19%
Social security (employee)20%20%
Corporate tax30%30%
Capital gains26.4%26.4%
Economy & salaries
Avg net salary$2,900/mo$2,900/mo
Minimum wage$2,200/mo$2,200/mo
GDP per capita$60,496$60,496
Inflation (annual)2.2%2.2%
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyHighHigh
Coworking spaces4535
Time zoneUTC+1UTC+1
Quality of life
Safety index6866
Healthcare index8484
Pollution index4038
Internet speed150 Mbps150 Mbps
Walkability7878
Public transport8582
Family-friendly7272
Tap waterSafe to drinkSafe to drink
Life expectancy81 yr81 yr
LGBTQ+ acceptanceHighHigh
Climate
January avg+3 °C+2 °C
July avg+20 °C+18 °C
Sunny days / year110100
Rainfall / year650 mm770 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: Germany vs Germany. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

Good to know before you move to Frankfurt

Germany's banking capital and its only real skyline — home to the ECB, the country's biggest airport and a compact, international core. Costs run high for Germany but sit below Munich, and the airport makes it the easiest base for anyone who flies a lot.

Currency
Euro (€ EUR)
Languages
German
Time zone
UTC+1
Internet
150 Mbps
English
Widely spoken
Safety
68/100
Climate
❄ 3°C · ☀ 20°C · 110 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Nordend · Bornheim · Sachsenhausen · Westend

Good to know before you move to Hamburg

Germany's second city and biggest port — a wealthy media, trade and startup hub laced with canals and red-brick warehouses. Greener and more liveable than Berlin and cheaper than Munich, with the catch of grey, wet, windy weather.

Currency
Euro (€ EUR)
Languages
German
Time zone
UTC+1
Internet
150 Mbps
English
Widely spoken
Safety
66/100
Climate
❄ 2°C · ☀ 18°C · 100 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Sternschanze · St. Pauli · Eimsbüttel · HafenCity

? Frequently asked questions

Moving from Frankfurt to Hamburg: cheaper or more expensive?

Moving from Frankfurt to Hamburg, your cost of living will be roughly 3% cheaper. Hamburg’s cost-of-living index is 110 versus 114 for Frankfurt (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Frankfurt cheaper than Hamburg?

Hamburg is about 3% cheaper than Frankfurt overall — its cost-of-living index is 110 versus 114 for Frankfurt.

How much do you need to earn in Hamburg to live like in Frankfurt?

To keep the same standard of living, a $75,000 salary in Frankfurt is worth about $72,860 in Hamburg. Enter your own figure in the calculator above.

Which has lower taxes, Frankfurt or Hamburg?

Both cities are in the same country, so national income tax (45%) and VAT are identical; only local cost of living differs.

More comparisons from Frankfurt

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.