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Frankfurt vs Ho Chi Minh City

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Frankfurt, DE vs Ho Chi Minh City, VN at a glance — Ho Chi Minh City, VN is 60% cheaper than Frankfurt, DE overall. Median 1-bed rent runs about $500/mo versus $1,350/mo. Top income tax: 35% vs 45%.

$/ year

To keep the same standard of living in Ho Chi Minh City, VN, you'd need

$29,800 / year

Ho Chi Minh City, VN is 60% cheaper overall

Category breakdown (Ho Chi Minh City, VN vs Frankfurt, DE)

  • Housing-72%
  • Food & groceries-60%
  • Transport-60%
  • Utilities-57%
  • Healthcare-53%
  • Goods & services-48%

◎ How Frankfurt, DE and Ho Chi Minh City, VN compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Frankfurt, DEHo Chi Minh City, VN

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Frankfurt, DEHo Chi Minh City, VN
Cost of living
Overall cost index11445
Housing13538
Food10642
Transport8835
Utilities12855
Healthcare9545
Goods & services10655
Housing
Rent, 1-bed centre$1,350/mo$500/mo
Rent, 1-bed outside$950/mo$320/mo
Rent, 3-bed centre$2,600/mo$1,000/mo
Buy price / m² centre$8,500$3,500
Money & purchasing power
$1,000 goes as far as$881$2,217
Inexpensive meal$15$3
Monthly transit pass$100—
Taxes
Income tax (top rate)45%35%
VAT / sales tax19%10%
Social security (employee)20%—
Corporate tax30%20%
Capital gains26.4%—
Economy & salaries
Avg net salary$2,900/mo$500/mo
Avg annual wage (OECD, PPP)$76,285✓—
Minimum wage$2,716/mo✓$200/mo
GDP per capita$60,496✓$4,347✓
Inflation (annual)2.2%✓3.6%✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyHighModerate
Coworking spaces4540
Time zoneUTC+1UTC+7
Quality of life
Quality of life (overall)7448
Safety index6860
Healthcare index8455
Pollution index4065
Internet speed150 Mbps90 Mbps
Walkability7840
Public transport8535
Family-friendly7255
Tap waterSafe to drinkUse caution
Life expectancy81 yr✓75 yr✓
LGBTQ+ acceptanceHighModerate
Climate
January avg+3 °C+27 °C
July avg+20 °C+28 °C
Sunny days / year110220
Rainfall / year650 mm1,900 mm
Connectivity
Flight to nearest hub1 h2 h

Taxes & Economy & salaries: Germany vs Vietnam. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (OECD (PPP), Eurostat 2026, World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Frankfurt vs Ho Chi Minh City — in your currency

FrankfurtHo Chi Minh City
1-bed rent, city centre$1,350$500
1-bed rent, outside centre$950$320
Inexpensive meal$15$3
Utilities (monthly)$260$55

Converted from USD at approximate rates (2026-09).

Good to know before you move to Frankfurt

Germany's banking capital and its only real skyline — home to the ECB, the country's biggest airport and a compact, international core. Costs run high for Germany but sit below Munich, and the airport makes it the easiest base for anyone who flies a lot.

Currency
Euro (€ EUR)
Languages
German
Time zone
UTC+1
Internet
150 Mbps
English
Widely spoken
Safety
68/100
Climate
❄ 3°C · ☀ 20°C · 110 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Nordend · Bornheim · Sachsenhausen · Westend

Good to know before you move to Ho Chi Minh City

Saigon runs on motorbikes, coffee and relentless energy — one of Asia's cheapest big cities, with a fast-growing nomad and startup scene in District 1 and Thao Dien. No dedicated visa yet, so most stay on rolling e-visas.

Currency
Vietnamese dong (₫ VND)
Languages
Vietnamese
Time zone
UTC+7
Internet
90 Mbps
English
Fairly common
Safety
60/100
Climate
❄ 27°C · ☀ 28°C · 220 sunny days/yr
Tap water
Bottled recommended
Power
A/C/F · 220V
Driving
Right-hand side
Popular areas
District 1 · Thao Dien · Binh Thanh · Phu Nhuan

? Frequently asked questions

Moving from Frankfurt to Ho Chi Minh City: cheaper or more expensive?

Moving from Frankfurt to Ho Chi Minh City, your cost of living will be roughly 60% cheaper. Ho Chi Minh City’s cost-of-living index is 45 versus 114 for Frankfurt (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Frankfurt cheaper than Ho Chi Minh City?

Ho Chi Minh City is about 60% cheaper than Frankfurt overall — its cost-of-living index is 45 versus 114 for Frankfurt.

Which is more expensive, Frankfurt or Ho Chi Minh City?

Frankfurt is more expensive than Ho Chi Minh City. Its cost-of-living index is 114 vs 45 (US = 100) — about 153% higher.

Is rent cheaper in Frankfurt or Ho Chi Minh City?

Rent is cheaper in Ho Chi Minh City — about $500/month for a one-bedroom in the city centre, vs $1,350 in Frankfurt.

How much do you need to earn in Ho Chi Minh City to live like in Frankfurt?

To keep the same standard of living, a $75,000 salary in Frankfurt is worth about $29,800 in Ho Chi Minh City. Enter your own figure in the calculator above.

Which has lower taxes, Frankfurt or Ho Chi Minh City?

Vietnam has the lower top income-tax rate — 35% versus 45% in Germany.

◷ More comparisons from Frankfurt

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.