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Frankfurt vs Munich

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

$/ year

To keep the same standard of living in Munich, DE, you'd need

$79,875 / year

Munich, DE is 7% more expensive overall

Category breakdown (Munich, DE vs Frankfurt, DE)

  • Housing+13%
  • Food & groceries+4%
  • Transport+2%
  • Utilities+3%
  • Healthcare0%
  • Goods & services+4%

How Frankfurt, DE and Munich, DE compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Frankfurt, DEMunich, DE

Index vs the US average — the line marks 100. Lower is cheaper.

Full comparison

Frankfurt, DEMunich, DE
Cost of living
Overall cost index114121
Housing135152
Food106110
Transport8890
Utilities128132
Healthcare9595
Goods & services106110
Housing
Rent, 1-bed centre$1,350/mo$1,700/mo
Rent, 1-bed outside$950/mo$1,300/mo
Rent, 3-bed centre$2,600/mo$3,400/mo
Buy price / m² centre$8,500$11,000
Money & purchasing power
$1,000 goes as far as$881$827
Inexpensive meal$15$16
Monthly transit pass$100$60
Taxes
Income tax (top rate)45%45%
VAT / sales tax19%19%
Social security (employee)20%20%
Corporate tax30%30%
Capital gains26.4%26.4%
Economy & salaries
Avg net salary$2,900/mo$2,900/mo
Minimum wage$2,200/mo$2,200/mo
GDP per capita$60,496$60,496
Inflation (annual)2.2%2.2%
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyHighHigh
Coworking spaces4560
Time zoneUTC+1UTC+1
Quality of life
Safety index6878
Healthcare index8480
Pollution index4040
Internet speed150 Mbps120 Mbps
Walkability7886
Public transport8592
Family-friendly7274
Tap waterSafe to drinkSafe to drink
Life expectancy81 yr81 yr
LGBTQ+ acceptanceHighHigh
Climate
January avg+3 °C0 °C
July avg+20 °C+19 °C
Sunny days / year110100
Rainfall / year650 mm960 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: Germany vs Germany. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

Good to know before you move to Frankfurt

Germany's banking capital and its only real skyline — home to the ECB, the country's biggest airport and a compact, international core. Costs run high for Germany but sit below Munich, and the airport makes it the easiest base for anyone who flies a lot.

Currency
Euro (€ EUR)
Languages
German
Time zone
UTC+1
Internet
150 Mbps
English
Widely spoken
Safety
68/100
Climate
❄ 3°C · ☀ 20°C · 110 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Nordend · Bornheim · Sachsenhausen · Westend

Good to know before you move to Munich

Germany's wealthy southern powerhouse — BMW, beer gardens and the Alps nearby, at the country's highest rents.

Currency
Euro (€ EUR)
Languages
German
Time zone
UTC+1
Internet
120 Mbps
English
Widely spoken
Safety
78/100
Climate
❄ 0°C · ☀ 19°C · 100 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Schwabing · Glockenbachviertel · Maxvorstadt

? Frequently asked questions

Moving from Frankfurt to Munich: cheaper or more expensive?

Moving from Frankfurt to Munich, your cost of living will be roughly 7% more expensive. Munich’s cost-of-living index is 121 versus 114 for Frankfurt (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Frankfurt cheaper than Munich?

Munich is about 7% more expensive than Frankfurt overall — its cost-of-living index is 121 versus 114 for Frankfurt.

How much do you need to earn in Munich to live like in Frankfurt?

To keep the same standard of living, a $75,000 salary in Frankfurt is worth about $79,875 in Munich. Enter your own figure in the calculator above.

Which has lower taxes, Frankfurt or Munich?

Both cities are in the same country, so national income tax (45%) and VAT are identical; only local cost of living differs.

More comparisons from Frankfurt

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.