CostTrek

✦ Compare

Ho Chi Minh City vs Montreal

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Ho Chi Minh City, VN vs Montreal, CA at a glance — Montreal, CA is 119% more expensive than Ho Chi Minh City, VN overall. Median 1-bed rent runs about $1,150/mo versus $500/mo. Top income tax: 33% vs 35%.

$/ year

To keep the same standard of living in Montreal, CA, you'd need

$164,465 / year

Montreal, CA is 119% more expensive overall

Category breakdown (Montreal, CA vs Ho Chi Minh City, VN)

  • Housing+168%
  • Food & groceries+152%
  • Transport+129%
  • Utilities+78%
  • Healthcare+78%
  • Goods & services+91%

◎ How Ho Chi Minh City, VN and Montreal, CA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Ho Chi Minh City, VNMontreal, CA

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Ho Chi Minh City, VNMontreal, CA
Cost of living
Overall cost index4599
Housing38102
Food42106
Transport3580
Utilities5598
Healthcare4580
Goods & services55105
Housing
Rent, 1-bed centre$500/mo$1,150/mo
Rent, 1-bed outside$320/mo$900/mo
Rent, 3-bed centre$1,000/mo$2,200/mo
Buy price / m² centre$3,500$5,500
Money & purchasing power
$1,000 goes as far as$2,217$1,011
Inexpensive meal$3$18
Monthly transit pass—$70
Taxes
Income tax (top rate)35%33%
VAT / sales tax10%5%
Corporate tax20%26.5%
Economy & salaries
Avg net salary$500/mo$3,300/mo
Avg annual wage (OECD, PPP)—$67,901✓
Minimum wage$200/mo$1,900/mo
GDP per capita$4,347✓$55,698✓
Inflation (annual)3.6%✓2.1%✓
Work & digital nomad
Digital-nomad visaNoYes
English proficiencyModerateHigh
Coworking spaces4050
Time zoneUTC+7UTC-5
Quality of life
Quality of life (overall)4871
Safety index6072
Healthcare index5578
Pollution index6535
Internet speed90 Mbps180 Mbps
Walkability4078
Public transport3578
Family-friendly5574
Tap waterUse cautionSafe to drink
Life expectancy75 yr✓82 yr✓
LGBTQ+ acceptanceModerateHigh
Climate
January avg+27 °C-9 °C
July avg+28 °C+21 °C
Sunny days / year220160
Rainfall / year1,900 mm1,000 mm
Connectivity
Flight to nearest hub2 h2 h

Taxes & Economy & salaries: Vietnam vs Canada. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (OECD (PPP), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Ho Chi Minh City vs Montreal — in your currency

Ho Chi Minh CityMontreal
1-bed rent, city centre$500$1,150
1-bed rent, outside centre$320$900
Inexpensive meal$3$18
Utilities (monthly)$55$110

Converted from USD at approximate rates (2026-09).

Good to know before you move to Ho Chi Minh City

Saigon runs on motorbikes, coffee and relentless energy — one of Asia's cheapest big cities, with a fast-growing nomad and startup scene in District 1 and Thao Dien. No dedicated visa yet, so most stay on rolling e-visas.

Currency
Vietnamese dong (₫ VND)
Languages
Vietnamese
Time zone
UTC+7
Internet
90 Mbps
English
Fairly common
Safety
60/100
Climate
❄ 27°C · ☀ 28°C · 220 sunny days/yr
Tap water
Bottled recommended
Power
A/C/F · 220V
Driving
Right-hand side
Popular areas
District 1 · Thao Dien · Binh Thanh · Phu Nhuan

Good to know before you move to Montreal

A bilingual, European-flavoured metropolis and the most affordable of Canada's big cities — rents well below Toronto or Vancouver, a huge festival and food culture, and cheap universities. The catch is the long, brutally cold winter and Quebec's French-first bureaucracy.

Currency
Canadian dollar ($ CAD)
Languages
English, French
Time zone
UTC-5
Internet
180 Mbps
English
Widely spoken
Safety
72/100
Climate
❄ -9°C · ☀ 21°C · 160 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Plateau-Mont-Royal · Mile End · Griffintown · Rosemont

? Frequently asked questions

Moving from Ho Chi Minh City to Montreal: cheaper or more expensive?

Moving from Ho Chi Minh City to Montreal, your cost of living will be roughly 119% more expensive. Montreal’s cost-of-living index is 99 versus 45 for Ho Chi Minh City (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Ho Chi Minh City cheaper than Montreal?

Montreal is about 119% more expensive than Ho Chi Minh City overall — its cost-of-living index is 99 versus 45 for Ho Chi Minh City.

Which is more expensive, Ho Chi Minh City or Montreal?

Montreal is more expensive than Ho Chi Minh City. Its cost-of-living index is 99 vs 45 (US = 100) — about 120% higher.

Is rent cheaper in Ho Chi Minh City or Montreal?

Rent is cheaper in Ho Chi Minh City — about $500/month for a one-bedroom in the city centre, vs $1,150 in Montreal.

How much do you need to earn in Montreal to live like in Ho Chi Minh City?

To keep the same standard of living, a $75,000 salary in Ho Chi Minh City is worth about $164,465 in Montreal. Enter your own figure in the calculator above.

Which has lower taxes, Ho Chi Minh City or Montreal?

Canada has the lower top income-tax rate — 33% versus 35% in Vietnam.

◷ More comparisons from Ho Chi Minh City

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.