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Ho Chi Minh City vs Zurich

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Ho Chi Minh City, VN vs Zurich, CH at a glance — Zurich, CH is 275% more expensive than Ho Chi Minh City, VN overall. Median 1-bed rent runs about $2,500/mo versus $500/mo. Top income tax: 40% vs 35%.

$/ year

To keep the same standard of living in Zurich, CH, you'd need

$281,312 / year

Zurich, CH is 275% more expensive overall

Category breakdown (Zurich, CH vs Ho Chi Minh City, VN)

  • Housing+439%
  • Food & groceries+281%
  • Transport+271%
  • Utilities+136%
  • Healthcare+233%
  • Goods & services+205%

◎ How Ho Chi Minh City, VN and Zurich, CH compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Ho Chi Minh City, VNZurich, CH

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Ho Chi Minh City, VNZurich, CH
Cost of living
Overall cost index45169
Housing38205
Food42160
Transport35130
Utilities55130
Healthcare45150
Goods & services55168
Housing
Rent, 1-bed centre$500/mo$2,500/mo
Rent, 1-bed outside$320/mo$1,900/mo
Rent, 3-bed centre$1,000/mo$5,000/mo
Buy price / m² centre$3,500$18,000
Money & purchasing power
$1,000 goes as far as$2,217$591
Inexpensive meal$3$30
Monthly transit pass—$90
Taxes
Income tax (top rate)35%40%
VAT / sales tax10%8.1%
Corporate tax20%15%
Capital gains—0%
Economy & salaries
Avg net salary$500/mo$6,000/mo
Minimum wage$200/mo—
GDP per capita$4,347✓$114,769✓
Inflation (annual)3.6%✓0.2%✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyModerateHigh
Coworking spaces4040
Time zoneUTC+7UTC+1
Quality of life
Quality of life (overall)4882
Safety index6082
Healthcare index5590
Pollution index6525
Internet speed90 Mbps200 Mbps
Walkability4085
Public transport3595
Family-friendly5575
Tap waterUse cautionSafe to drink
Health insurance—$350/mo
Life expectancy75 yr✓84 yr✓
LGBTQ+ acceptanceModerateHigh
Climate
January avg+27 °C0 °C
July avg+28 °C+18 °C
Sunny days / year22065
Rainfall / year1,900 mm1,080 mm
Connectivity
Flight to nearest hub2 h1 h

Taxes & Economy & salaries: Vietnam vs Switzerland. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Ho Chi Minh City vs Zurich — in your currency

Ho Chi Minh CityZurich
1-bed rent, city centre$500$2,500
1-bed rent, outside centre$320$1,900
Inexpensive meal$3$30
Utilities (monthly)$55$220

Converted from USD at approximate rates (2026-09).

Good to know before you move to Ho Chi Minh City

Saigon runs on motorbikes, coffee and relentless energy — one of Asia's cheapest big cities, with a fast-growing nomad and startup scene in District 1 and Thao Dien. No dedicated visa yet, so most stay on rolling e-visas.

Currency
Vietnamese dong (₫ VND)
Languages
Vietnamese
Time zone
UTC+7
Internet
90 Mbps
English
Fairly common
Safety
60/100
Climate
❄ 27°C · ☀ 28°C · 220 sunny days/yr
Tap water
Bottled recommended
Power
A/C/F · 220V
Driving
Right-hand side
Popular areas
District 1 · Thao Dien · Binh Thanh · Phu Nhuan

Good to know before you move to Zurich

The world's benchmark for expensive — but salaries are sky-high, mandatory health insurance aside, and quality of life is unmatched.

Currency
Swiss franc (Fr. CHF)
Languages
German, French, Italian
Time zone
UTC+1
Internet
200 Mbps
English
Widely spoken
Safety
82/100
Climate
❄ 0°C · ☀ 18°C · 65 sunny days/yr
Tap water
Safe to drink
Power
J · 230V
Driving
Right-hand side
Popular areas
Kreis 4 · Kreis 5 · Seefeld

? Frequently asked questions

Moving from Ho Chi Minh City to Zurich: cheaper or more expensive?

Moving from Ho Chi Minh City to Zurich, your cost of living will be roughly 275% more expensive. Zurich’s cost-of-living index is 169 versus 45 for Ho Chi Minh City (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Ho Chi Minh City cheaper than Zurich?

Zurich is about 275% more expensive than Ho Chi Minh City overall — its cost-of-living index is 169 versus 45 for Ho Chi Minh City.

Which is more expensive, Ho Chi Minh City or Zurich?

Zurich is more expensive than Ho Chi Minh City. Its cost-of-living index is 169 vs 45 (US = 100) — about 276% higher.

Is rent cheaper in Ho Chi Minh City or Zurich?

Rent is cheaper in Ho Chi Minh City — about $500/month for a one-bedroom in the city centre, vs $2,500 in Zurich.

How much do you need to earn in Zurich to live like in Ho Chi Minh City?

To keep the same standard of living, a $75,000 salary in Ho Chi Minh City is worth about $281,312 in Zurich. Enter your own figure in the calculator above.

Which has lower taxes, Ho Chi Minh City or Zurich?

Vietnam has the lower top income-tax rate — 35% versus 40% in Switzerland.

◷ More comparisons from Ho Chi Minh City

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.