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Houston vs Philadelphia

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Houston, TX vs Philadelphia, PA at a glance — Philadelphia, PA is 4% more expensive than Houston, TX overall. Median 1-bed rent runs about $1,600/mo versus $1,400/mo. The top national income-tax rate is 37%.

$/ year

To keep the same standard of living in Philadelphia, PA, you'd need

$77,977 / year

Philadelphia, PA is 4% more expensive overall

Category breakdown (Philadelphia, PA vs Houston, TX)

  • Housing+14%
  • Food & groceries+1%
  • Transport+1%
  • Utilities-7%
  • Healthcare+1%
  • Goods & services0%

◎ How Houston, TX and Philadelphia, PA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Houston, TXPhiladelphia, PA

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Houston, TXPhiladelphia, PA
Cost of living
Overall cost index100104
Housing100114
Food9697
Transport102103
Utilities10699
Healthcare9899
Goods & services9999
Housing
Rent, 1-bed centre$1,400/mo$1,600/mo
Rent, 1-bed outside$1,100/mo$1,250/mo
Rent, 3-bed centre$2,600/mo$2,900/mo
Buy price / m² centre$3,300$4,500
Money & purchasing power
$1,000 goes as far as$1,002$964
Inexpensive meal$16$18
Monthly transit pass$60$96
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo✓$1,257/mo✓
GDP per capita$90,027✓$90,027✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces4550
Time zoneUTC-6UTC-5
Quality of life
Quality of life (overall)5965
Safety index4845
Healthcare index7880
Pollution index5045
Internet speed200 Mbps200 Mbps
Walkability4879
Public transport4268
Family-friendly6260
Tap waterSafe to drinkSafe to drink
Health insurance$450/mo$450/mo
Life expectancy79 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+12 °C+1 °C
July avg+30 °C+26 °C
Sunny days / year204207
Rainfall / year1,260 mm1,060 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Houston vs Philadelphia — in your currency

HoustonPhiladelphia
1-bed rent, city centre$1,400$1,600
1-bed rent, outside centre$1,100$1,250
Inexpensive meal$16$18
Monthly transit pass$60$96
Utilities (monthly)$180$170

Converted from USD at approximate rates (2026-09).

Good to know before you move to Houston

America's energy capital — cheap, diverse and spread out, with hot, humid summers.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-6
Internet
200 Mbps
English
Native language
Safety
48/100
Climate
❄ 12°C · ☀ 30°C · 204 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Montrose · The Heights · Midtown

Good to know before you move to Philadelphia

History, cheesesteaks and East-Coast walkability at a discount to New York, an hour away.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
45/100
Climate
❄ 1°C · ☀ 26°C · 207 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Center City · Fishtown · University City

? Frequently asked questions

Moving from Houston to Philadelphia: cheaper or more expensive?

Moving from Houston to Philadelphia, your cost of living will be roughly 4% more expensive. Philadelphia’s cost-of-living index is 104 versus 100 for Houston (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Houston cheaper than Philadelphia?

Philadelphia is about 4% more expensive than Houston overall — its cost-of-living index is 104 versus 100 for Houston.

Which is more expensive, Houston or Philadelphia?

Philadelphia is more expensive than Houston. Its cost-of-living index is 104 vs 100 (US = 100) — about 4% higher.

Is rent cheaper in Houston or Philadelphia?

Rent is cheaper in Houston — about $1,400/month for a one-bedroom in the city centre, vs $1,600 in Philadelphia.

How much do you need to earn in Philadelphia to live like in Houston?

To keep the same standard of living, a $75,000 salary in Houston is worth about $77,977 in Philadelphia. Enter your own figure in the calculator above.

Which has lower taxes, Houston or Philadelphia?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

◷ More comparisons from Houston

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.