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Houston vs Phoenix

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Houston, TX vs Phoenix, AZ at a glance — Phoenix, AZ is 6% more expensive than Houston, TX overall. Median 1-bed rent runs about $1,450/mo versus $1,400/mo. The top national income-tax rate is 37%.

$/ year

To keep the same standard of living in Phoenix, AZ, you'd need

$79,556 / year

Phoenix, AZ is 6% more expensive overall

Category breakdown (Phoenix, AZ vs Houston, TX)

  • Housing+13%
  • Food & groceries+5%
  • Transport+4%
  • Utilities-1%
  • Healthcare+3%
  • Goods & services+3%

◎ How Houston, TX and Phoenix, AZ compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Houston, TXPhoenix, AZ

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Houston, TXPhoenix, AZ
Cost of living
Overall cost index100106
Housing100113
Food96101
Transport102106
Utilities106105
Healthcare98101
Goods & services99102
Housing
Rent, 1-bed centre$1,400/mo$1,450/mo
Rent, 1-bed outside$1,100/mo$1,150/mo
Rent, 3-bed centre$2,600/mo$2,600/mo
Buy price / m² centre$3,300$3,800
Money & purchasing power
$1,000 goes as far as$1,002$945
Inexpensive meal$16$16
Monthly transit pass$60$64
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo✓$1,257/mo✓
GDP per capita$90,027✓$90,027✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces4540
Time zoneUTC-6UTC-7
Quality of life
Quality of life (overall)5956
Safety index4852
Healthcare index7876
Pollution index5055
Internet speed200 Mbps200 Mbps
Walkability4842
Public transport4240
Family-friendly6262
Tap waterSafe to drinkSafe to drink
Health insurance$450/mo$450/mo
Life expectancy79 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+12 °C+13 °C
July avg+30 °C+35 °C
Sunny days / year204299
Rainfall / year1,260 mm200 mm
Connectivity
Flight to nearest hub1 h1.5 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Houston vs Phoenix — in your currency

HoustonPhoenix
1-bed rent, city centre$1,400$1,450
1-bed rent, outside centre$1,100$1,150
Inexpensive meal$16$16
Monthly transit pass$60$64
Utilities (monthly)$180$190

Converted from USD at approximate rates (2026-09).

Good to know before you move to Houston

America's energy capital — cheap, diverse and spread out, with hot, humid summers.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-6
Internet
200 Mbps
English
Native language
Safety
48/100
Climate
❄ 12°C · ☀ 30°C · 204 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Montrose · The Heights · Midtown

Good to know before you move to Phoenix

Affordable, fast-growing and sunny nearly year-round — if you can handle triple-digit summers.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-7
Internet
200 Mbps
English
Native language
Safety
52/100
Climate
❄ 13°C · ☀ 35°C · 299 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Downtown · Arcadia · Tempe

? Frequently asked questions

Moving from Houston to Phoenix: cheaper or more expensive?

Moving from Houston to Phoenix, your cost of living will be roughly 6% more expensive. Phoenix’s cost-of-living index is 106 versus 100 for Houston (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Houston cheaper than Phoenix?

Phoenix is about 6% more expensive than Houston overall — its cost-of-living index is 106 versus 100 for Houston.

Which is more expensive, Houston or Phoenix?

Phoenix is more expensive than Houston. Its cost-of-living index is 106 vs 100 (US = 100) — about 6% higher.

Is rent cheaper in Houston or Phoenix?

Rent is cheaper in Houston — about $1,400/month for a one-bedroom in the city centre, vs $1,450 in Phoenix.

How much do you need to earn in Phoenix to live like in Houston?

To keep the same standard of living, a $75,000 salary in Houston is worth about $79,556 in Phoenix. Enter your own figure in the calculator above.

Which has lower taxes, Houston or Phoenix?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

◷ More comparisons from Houston

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.