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Houston vs Toronto

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Houston, TX vs Toronto, CA at a glance — Toronto, CA is 19% more expensive than Houston, TX overall. Median 1-bed rent runs about $1,900/mo versus $1,400/mo. Top income tax: 33% vs 37%.

$/ year

To keep the same standard of living in Toronto, CA, you'd need

$89,457 / year

Toronto, CA is 19% more expensive overall

Category breakdown (Toronto, CA vs Houston, TX)

  • Housing+52%
  • Food & groceries+13%
  • Transport-2%
  • Utilities-1%
  • Healthcare-13%
  • Goods & services+11%

◎ How Houston, TX and Toronto, CA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Houston, TXToronto, CA

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Houston, TXToronto, CA
Cost of living
Overall cost index100119
Housing100152
Food96108
Transport102100
Utilities106105
Healthcare9885
Goods & services99110
Housing
Rent, 1-bed centre$1,400/mo$1,900/mo
Rent, 1-bed outside$1,100/mo$1,500/mo
Rent, 3-bed centre$2,600/mo$3,800/mo
Buy price / m² centre$3,300$9,000
Money & purchasing power
$1,000 goes as far as$1,002$840
Inexpensive meal$16$18
Monthly transit pass$60$115
Taxes
Income tax (top rate)37%33%
VAT / sales tax0%5%
Social security (employee)7.7%—
Corporate tax21%26.5%
Capital gains20%—
Economy & salaries
Avg net salary$4,300/mo$3,300/mo
Minimum wage$1,257/mo✓$1,900/mo
GDP per capita$90,027✓$55,698✓
Inflation (annual)—2.1%✓
Work & digital nomad
Digital-nomad visaNoYes
English proficiencyNativeNative
Coworking spaces4590
Time zoneUTC-6UTC-5
Quality of life
Quality of life (overall)5972
Safety index4870
Healthcare index7882
Pollution index5040
Internet speed200 Mbps180 Mbps
Walkability4880
Public transport4278
Family-friendly6272
Tap waterSafe to drinkSafe to drink
Health insurance$450/mo—
Life expectancy79 yr✓82 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+12 °C-4 °C
July avg+30 °C+22 °C
Sunny days / year204100
Rainfall / year1,260 mm830 mm
Connectivity
Flight to nearest hub1 h1.5 h

Taxes & Economy & salaries: United States vs Canada. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Houston vs Toronto — in your currency

HoustonToronto
1-bed rent, city centre$1,400$1,900
1-bed rent, outside centre$1,100$1,500
Inexpensive meal$16$18
Monthly transit pass$60$115
Utilities (monthly)$180$150

Converted from USD at approximate rates (2026-09).

Good to know before you move to Houston

America's energy capital — cheap, diverse and spread out, with hot, humid summers.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-6
Internet
200 Mbps
English
Native language
Safety
48/100
Climate
❄ 12°C · ☀ 30°C · 204 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Montrose · The Heights · Midtown

Good to know before you move to Toronto

Canada's diverse economic engine — a smooth immigration path and strong salaries, weighed against steep rents and long winters.

Currency
Canadian dollar ($ CAD)
Languages
English, French
Time zone
UTC-5
Internet
180 Mbps
English
Native language
Safety
70/100
Climate
❄ -4°C · ☀ 22°C · 100 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Downtown · Leslieville · West End

? Frequently asked questions

Moving from Houston to Toronto: cheaper or more expensive?

Moving from Houston to Toronto, your cost of living will be roughly 19% more expensive. Toronto’s cost-of-living index is 119 versus 100 for Houston (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Houston cheaper than Toronto?

Toronto is about 19% more expensive than Houston overall — its cost-of-living index is 119 versus 100 for Houston.

Which is more expensive, Houston or Toronto?

Toronto is more expensive than Houston. Its cost-of-living index is 119 vs 100 (US = 100) — about 19% higher.

Is rent cheaper in Houston or Toronto?

Rent is cheaper in Houston — about $1,400/month for a one-bedroom in the city centre, vs $1,900 in Toronto.

How much do you need to earn in Toronto to live like in Houston?

To keep the same standard of living, a $75,000 salary in Houston is worth about $89,457 in Toronto. Enter your own figure in the calculator above.

Which has lower taxes, Houston or Toronto?

Canada has the lower top income-tax rate — 33% versus 37% in United States.

◷ More comparisons from Houston

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.