CostTrek

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London vs Lugano

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

London, UK vs Lugano, CH at a glance — Lugano, CH is 7% more expensive than London, UK overall. Median 1-bed rent runs about $1,800/mo versus $2,600/mo. Top income tax: 40% vs 45%.

$/ year

To keep the same standard of living in Lugano, CH, you'd need

$80,378 / year

Lugano, CH is 7% more expensive overall

Category breakdown (Lugano, CH vs London, UK)

  • Housing-10%
  • Food & groceries+27%
  • Transport-12%
  • Utilities-6%
  • Healthcare+59%
  • Goods & services+27%

◎ How London, UK and Lugano, CH compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
London, UKLugano, CH

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

London, UKLugano, CH
Cost of living
Overall cost index138147
Housing178160
Food118150
Transport130115
Utilities130122
Healthcare88140
Goods & services122155
Housing
Rent, 1-bed centre$2,600/mo$1,800/mo
Rent, 1-bed outside$1,850/mo—
Rent, 3-bed centre$5,200/mo—
Buy price / m² centre$16,000—
Money & purchasing power
$1,000 goes as far as$727$679
Inexpensive meal$20—
Monthly transit pass$200—
Taxes
Income tax (top rate)45%40%
VAT / sales tax20%8.1%
Social security (employee)8%—
Corporate tax25%15%
Capital gains24%0%
Economy & salaries
Avg net salary$2,900/mo$6,000/mo
Avg annual wage (OECD, PPP)$66,299✓—
Minimum wage$2,050/mo—
GDP per capita$57,602✓$114,769✓
Inflation (annual)3.9%✓0.2%✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNative—
Coworking spaces250—
Time zoneUTC+0—
Quality of life
Quality of life (overall)68—
Safety index55—
Healthcare index74—
Pollution index60—
Internet speed90 Mbps—
Walkability88—
Public transport92—
Family-friendly62—
Tap waterSafe to drink—
Life expectancy81 yr✓84 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+5 °C—
July avg+19 °C—
Sunny days / year106—
Rainfall / year690 mm—
Connectivity
Flight to nearest hub1 h—

Taxes & Economy & salaries: United Kingdom vs Switzerland. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (OECD (PPP), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: London vs Lugano — in your currency

LondonLugano
1-bed rent, city centre$2,600$1,800
1-bed rent, outside centre$1,850$1,350

Converted from USD at approximate rates (2026-09).

Good to know before you move to London

Europe's financial capital — unmatched jobs, culture and connections, paid for with some of the highest rents on the continent.

Currency
Pound sterling (£ GBP)
Languages
English
Time zone
UTC+0
Internet
90 Mbps
English
Native language
Safety
55/100
Climate
❄ 5°C · ☀ 19°C · 106 sunny days/yr
Tap water
Safe to drink
Power
G · 230V
Driving
Left-hand side
Popular areas
Shoreditch · Camden · Clapham

Good to know before you move to Lugano

Currency
Swiss franc (Fr. CHF)
Languages
German, French, Italian
Power
J · 230V
Driving
Right-hand side

? Frequently asked questions

Moving from London to Lugano: cheaper or more expensive?

Moving from London to Lugano, your cost of living will be roughly 7% more expensive. Lugano’s cost-of-living index is 147 versus 138 for London (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is London cheaper than Lugano?

Lugano is about 7% more expensive than London overall — its cost-of-living index is 147 versus 138 for London.

Which is more expensive, London or Lugano?

Lugano is more expensive than London. Its cost-of-living index is 147 vs 138 (US = 100) — about 7% higher.

Is rent cheaper in London or Lugano?

Rent is cheaper in Lugano — about $1,800/month for a one-bedroom in the city centre, vs $2,600 in London.

How much do you need to earn in Lugano to live like in London?

To keep the same standard of living, a $75,000 salary in London is worth about $80,378 in Lugano. Enter your own figure in the calculator above.

Which has lower taxes, London or Lugano?

Switzerland has the lower top income-tax rate — 40% versus 45% in United Kingdom.

◷ More comparisons from London

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.