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London vs Miami

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

London, UK vs Miami, FL at a glance — Miami, FL is 19% cheaper than London, UK overall. Median 1-bed rent runs about $2,600/mo versus $2,600/mo. Top income tax: 37% vs 45%.

$/ year

To keep the same standard of living in Miami, FL, you'd need

$61,053 / year

Miami, FL is 19% cheaper overall

Category breakdown (Miami, FL vs London, UK)

  • Housing-22%
  • Food & groceries-16%
  • Transport-21%
  • Utilities-26%
  • Healthcare+9%
  • Goods & services-16%

◎ How London, UK and Miami, FL compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
London, UKMiami, FL

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

London, UKMiami, FL
Cost of living
Overall cost index138112
Housing178138
Food11899
Transport130103
Utilities13096
Healthcare8896
Goods & services122103
Housing
Rent, 1-bed centre$2,600/mo$2,600/mo
Rent, 1-bed outside$1,850/mo$1,900/mo
Rent, 3-bed centre$5,200/mo$5,000/mo
Buy price / m² centre$16,000$7,000
Money & purchasing power
$1,000 goes as far as$727$893
Inexpensive meal$20$20
Monthly transit pass$200$112
Taxes
Income tax (top rate)45%37%
VAT / sales tax20%0%
Social security (employee)8%7.7%
Corporate tax25%21%
Capital gains24%20%
Economy & salaries
Avg net salary$2,900/mo$4,300/mo
Minimum wage$2,050/mo$1,257/mo✓
GDP per capita$57,602✓$90,027✓
Inflation (annual)3.9%✓—
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces25070
Time zoneUTC+0UTC-5
Quality of life
Quality of life (overall)6859
Safety index5545
Healthcare index7476
Pollution index6045
Internet speed90 Mbps200 Mbps
Walkability8860
Public transport9250
Family-friendly6258
Tap waterSafe to drinkSafe to drink
Health insurance—$470/mo
Life expectancy81 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+5 °C+20 °C
July avg+19 °C+29 °C
Sunny days / year106248
Rainfall / year690 mm1,570 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: United Kingdom vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: London vs Miami — in your currency

LondonMiami
1-bed rent, city centre$2,600$2,600
1-bed rent, outside centre$1,850$1,900
Inexpensive meal$20$20
Monthly transit pass$200$112
Utilities (monthly)$260$180

Converted from USD at approximate rates (2026-09).

Good to know before you move to London

Europe's financial capital — unmatched jobs, culture and connections, paid for with some of the highest rents on the continent.

Currency
Pound sterling (£ GBP)
Languages
English
Time zone
UTC+0
Internet
90 Mbps
English
Native language
Safety
55/100
Climate
❄ 5°C · ☀ 19°C · 106 sunny days/yr
Tap water
Safe to drink
Power
G · 230V
Driving
Left-hand side
Popular areas
Shoreditch · Camden · Clapham

Good to know before you move to Miami

No state income tax, beaches and a booming Latin-American business scene — humid, and rents have soared.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
45/100
Climate
❄ 20°C · ☀ 29°C · 248 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Brickell · Wynwood · Coconut Grove

? Frequently asked questions

Moving from London to Miami: cheaper or more expensive?

Moving from London to Miami, your cost of living will be roughly 19% cheaper. Miami’s cost-of-living index is 112 versus 138 for London (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is London cheaper than Miami?

Miami is about 19% cheaper than London overall — its cost-of-living index is 112 versus 138 for London.

Which is more expensive, London or Miami?

London is more expensive than Miami. Its cost-of-living index is 138 vs 112 (US = 100) — about 23% higher.

Is rent cheaper in London or Miami?

Rent is cheaper in London — about $2,600/month for a one-bedroom in the city centre, vs $2,600 in Miami.

How much do you need to earn in Miami to live like in London?

To keep the same standard of living, a $75,000 salary in London is worth about $61,053 in Miami. Enter your own figure in the calculator above.

Which has lower taxes, London or Miami?

United States has the lower top income-tax rate — 37% versus 45% in United Kingdom.

◷ More comparisons from London

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.