CostTrek

✦ Compare

London vs Mumbai

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

London, UK vs Mumbai, IN at a glance — Mumbai, IN is 58% cheaper than London, UK overall. Median 1-bed rent runs about $700/mo versus $2,600/mo. Top income tax: 30% vs 45%.

$/ year

To keep the same standard of living in Mumbai, IN, you'd need

$31,282 / year

Mumbai, IN is 58% cheaper overall

Category breakdown (Mumbai, IN vs London, UK)

  • Housing-66%
  • Food & groceries-58%
  • Transport-65%
  • Utilities-35%
  • Healthcare-38%
  • Goods & services-54%

◎ How London, UK and Mumbai, IN compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
London, UKMumbai, IN

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

London, UKMumbai, IN
Cost of living
Overall cost index13857
Housing17860
Food11850
Transport13045
Utilities13085
Healthcare8855
Goods & services12256
Housing
Rent, 1-bed centre$2,600/mo$700/mo
Rent, 1-bed outside$1,850/mo$400/mo
Rent, 3-bed centre$5,200/mo$1,800/mo
Buy price / m² centre$16,000$8,000
Money & purchasing power
$1,000 goes as far as$727$1,744
Inexpensive meal$20$3
Monthly transit pass$200$15
Taxes
Income tax (top rate)45%30%
VAT / sales tax20%18%
Social security (employee)8%—
Corporate tax25%25%
Capital gains24%—
Economy & salaries
Avg net salary$2,900/mo$500/mo
Minimum wage$2,050/mo$150/mo
GDP per capita$57,602✓$2,702✓
Inflation (annual)3.9%✓2.4%✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeHigh
Coworking spaces25080
Time zoneUTC+0UTC+5.5
Quality of life
Quality of life (overall)6850
Safety index5550
Healthcare index7460
Pollution index6085
Internet speed90 Mbps70 Mbps
Walkability8860
Public transport9260
Family-friendly6255
Tap waterSafe to drinkUse caution
Health insurance—$30/mo
Life expectancy81 yr✓72 yr✓
LGBTQ+ acceptanceHighLow
Climate
January avg+5 °C+24 °C
July avg+19 °C+28 °C
Sunny days / year106200
Rainfall / year690 mm2,400 mm
Connectivity
Flight to nearest hub1 h3 h

Taxes & Economy & salaries: United Kingdom vs India. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: London vs Mumbai — in your currency

LondonMumbai
1-bed rent, city centre$2,600$700
1-bed rent, outside centre$1,850$400
Inexpensive meal$20$3
Monthly transit pass$200$15
Utilities (monthly)$260$60

Converted from USD at approximate rates (2026-09).

Good to know before you move to London

Europe's financial capital — unmatched jobs, culture and connections, paid for with some of the highest rents on the continent.

Currency
Pound sterling (£ GBP)
Languages
English
Time zone
UTC+0
Internet
90 Mbps
English
Native language
Safety
55/100
Climate
❄ 5°C · ☀ 19°C · 106 sunny days/yr
Tap water
Safe to drink
Power
G · 230V
Driving
Left-hand side
Popular areas
Shoreditch · Camden · Clapham

Good to know before you move to Mumbai

India's financial and Bollywood capital — intense, fast and cheap by global standards, if crowded and humid.

Currency
Indian rupee (₹ INR)
Languages
Hindi, English
Time zone
UTC+5.5
Internet
70 Mbps
English
Widely spoken
Safety
50/100
Climate
❄ 24°C · ☀ 28°C · 200 sunny days/yr
Tap water
Bottled recommended
Power
C/D/M · 230V
Driving
Left-hand side
Popular areas
Bandra · Andheri · Lower Parel

? Frequently asked questions

Moving from London to Mumbai: cheaper or more expensive?

Moving from London to Mumbai, your cost of living will be roughly 58% cheaper. Mumbai’s cost-of-living index is 57 versus 138 for London (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is London cheaper than Mumbai?

Mumbai is about 58% cheaper than London overall — its cost-of-living index is 57 versus 138 for London.

Which is more expensive, London or Mumbai?

London is more expensive than Mumbai. Its cost-of-living index is 138 vs 57 (US = 100) — about 142% higher.

Is rent cheaper in London or Mumbai?

Rent is cheaper in Mumbai — about $700/month for a one-bedroom in the city centre, vs $2,600 in London.

How much do you need to earn in Mumbai to live like in London?

To keep the same standard of living, a $75,000 salary in London is worth about $31,282 in Mumbai. Enter your own figure in the calculator above.

Which has lower taxes, London or Mumbai?

India has the lower top income-tax rate — 30% versus 45% in United Kingdom.

◷ More comparisons from London

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.