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London vs Philadelphia

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

London, UK vs Philadelphia, PA at a glance — Philadelphia, PA is 25% cheaper than London, UK overall. Median 1-bed rent runs about $1,600/mo versus $2,600/mo. Top income tax: 37% vs 45%.

$/ year

To keep the same standard of living in Philadelphia, PA, you'd need

$56,575 / year

Philadelphia, PA is 25% cheaper overall

Category breakdown (Philadelphia, PA vs London, UK)

  • Housing-36%
  • Food & groceries-18%
  • Transport-21%
  • Utilities-24%
  • Healthcare+13%
  • Goods & services-19%

◎ How London, UK and Philadelphia, PA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
London, UKPhiladelphia, PA

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

London, UKPhiladelphia, PA
Cost of living
Overall cost index138104
Housing178114
Food11897
Transport130103
Utilities13099
Healthcare8899
Goods & services12299
Housing
Rent, 1-bed centre$2,600/mo$1,600/mo
Rent, 1-bed outside$1,850/mo$1,250/mo
Rent, 3-bed centre$5,200/mo$2,900/mo
Buy price / m² centre$16,000$4,500
Money & purchasing power
$1,000 goes as far as$727$964
Inexpensive meal$20$18
Monthly transit pass$200$96
Taxes
Income tax (top rate)45%37%
VAT / sales tax20%0%
Social security (employee)8%7.7%
Corporate tax25%21%
Capital gains24%20%
Economy & salaries
Avg net salary$2,900/mo$4,300/mo
Minimum wage$2,050/mo$1,257/mo✓
GDP per capita$57,602✓$90,027✓
Inflation (annual)3.9%✓—
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces25050
Time zoneUTC+0UTC-5
Quality of life
Quality of life (overall)6865
Safety index5545
Healthcare index7480
Pollution index6045
Internet speed90 Mbps200 Mbps
Walkability8879
Public transport9268
Family-friendly6260
Tap waterSafe to drinkSafe to drink
Health insurance—$450/mo
Life expectancy81 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+5 °C+1 °C
July avg+19 °C+26 °C
Sunny days / year106207
Rainfall / year690 mm1,060 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: United Kingdom vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: London vs Philadelphia — in your currency

LondonPhiladelphia
1-bed rent, city centre$2,600$1,600
1-bed rent, outside centre$1,850$1,250
Inexpensive meal$20$18
Monthly transit pass$200$96
Utilities (monthly)$260$170

Converted from USD at approximate rates (2026-09).

Good to know before you move to London

Europe's financial capital — unmatched jobs, culture and connections, paid for with some of the highest rents on the continent.

Currency
Pound sterling (£ GBP)
Languages
English
Time zone
UTC+0
Internet
90 Mbps
English
Native language
Safety
55/100
Climate
❄ 5°C · ☀ 19°C · 106 sunny days/yr
Tap water
Safe to drink
Power
G · 230V
Driving
Left-hand side
Popular areas
Shoreditch · Camden · Clapham

Good to know before you move to Philadelphia

History, cheesesteaks and East-Coast walkability at a discount to New York, an hour away.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
45/100
Climate
❄ 1°C · ☀ 26°C · 207 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Center City · Fishtown · University City

? Frequently asked questions

Moving from London to Philadelphia: cheaper or more expensive?

Moving from London to Philadelphia, your cost of living will be roughly 25% cheaper. Philadelphia’s cost-of-living index is 104 versus 138 for London (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is London cheaper than Philadelphia?

Philadelphia is about 25% cheaper than London overall — its cost-of-living index is 104 versus 138 for London.

Which is more expensive, London or Philadelphia?

London is more expensive than Philadelphia. Its cost-of-living index is 138 vs 104 (US = 100) — about 33% higher.

Is rent cheaper in London or Philadelphia?

Rent is cheaper in Philadelphia — about $1,600/month for a one-bedroom in the city centre, vs $2,600 in London.

How much do you need to earn in Philadelphia to live like in London?

To keep the same standard of living, a $75,000 salary in London is worth about $56,575 in Philadelphia. Enter your own figure in the calculator above.

Which has lower taxes, London or Philadelphia?

United States has the lower top income-tax rate — 37% versus 45% in United Kingdom.

◷ More comparisons from London

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.