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Miami vs Nashville

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Miami, FL vs Nashville, TN at a glance — Nashville, TN is 13% cheaper than Miami, FL overall. Median 1-bed rent runs about $1,550/mo versus $2,600/mo. The top national income-tax rate is 37%.

$/ year

To keep the same standard of living in Nashville, TN, you'd need

$65,411 / year

Nashville, TN is 13% cheaper overall

Category breakdown (Nashville, TN vs Miami, FL)

  • Housing-22%
  • Food & groceries-8%
  • Transport-8%
  • Utilities-7%
  • Healthcare-5%
  • Goods & services-8%

◎ How Miami, FL and Nashville, TN compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Miami, FLNashville, TN

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Miami, FLNashville, TN
Cost of living
Overall cost index11298
Housing138108
Food9991
Transport10395
Utilities9689
Healthcare9691
Goods & services10395
Housing
Rent, 1-bed centre$2,600/mo$1,550/mo
Rent, 1-bed outside$1,900/mo$1,250/mo
Rent, 3-bed centre$5,000/mo$2,800/mo
Buy price / m² centre$7,000$4,500
Money & purchasing power
$1,000 goes as far as$893$1,024
Inexpensive meal$20$17
Monthly transit pass$112$88
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo✓$1,257/mo✓
GDP per capita$90,027✓$90,027✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces7040
Time zoneUTC-5UTC-6
Quality of life
Quality of life (overall)5957
Safety index4555
Healthcare index7678
Pollution index4540
Internet speed200 Mbps200 Mbps
Walkability6030
Public transport5030
Family-friendly5864
Tap waterSafe to drinkSafe to drink
Health insurance$470/mo$450/mo
Life expectancy79 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+20 °C+4 °C
July avg+29 °C+27 °C
Sunny days / year248208
Rainfall / year1,570 mm1,200 mm
Connectivity
Flight to nearest hub1 h1.5 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Miami vs Nashville — in your currency

MiamiNashville
1-bed rent, city centre$2,600$1,550
1-bed rent, outside centre$1,900$1,250
Inexpensive meal$20$17
Monthly transit pass$112$88
Utilities (monthly)$180$160

Converted from USD at approximate rates (2026-09).

Good to know before you move to Miami

No state income tax, beaches and a booming Latin-American business scene — humid, and rents have soared.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
45/100
Climate
❄ 20°C · ☀ 29°C · 248 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Brickell · Wynwood · Coconut Grove

Good to know before you move to Nashville

Live-music capital with no state income tax and a hot job market — booming, and car-centric.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-6
Internet
200 Mbps
English
Native language
Safety
55/100
Climate
❄ 4°C · ☀ 27°C · 208 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
The Gulch · East Nashville · Germantown

? Frequently asked questions

Moving from Miami to Nashville: cheaper or more expensive?

Moving from Miami to Nashville, your cost of living will be roughly 13% cheaper. Nashville’s cost-of-living index is 98 versus 112 for Miami (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Miami cheaper than Nashville?

Nashville is about 13% cheaper than Miami overall — its cost-of-living index is 98 versus 112 for Miami.

Which is more expensive, Miami or Nashville?

Miami is more expensive than Nashville. Its cost-of-living index is 112 vs 98 (US = 100) — about 14% higher.

Is rent cheaper in Miami or Nashville?

Rent is cheaper in Nashville — about $1,550/month for a one-bedroom in the city centre, vs $2,600 in Miami.

How much do you need to earn in Nashville to live like in Miami?

To keep the same standard of living, a $75,000 salary in Miami is worth about $65,411 in Nashville. Enter your own figure in the calculator above.

Which has lower taxes, Miami or Nashville?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

◷ More comparisons from Miami

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.