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Boston vs Miami

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Boston, MA vs Miami, FL at a glance — Miami, FL is 0% more expensive than Boston, MA overall. Median 1-bed rent runs about $2,600/mo versus $3,000/mo. The top national income-tax rate is 37%.

$/ year

To keep the same standard of living in Miami, FL, you'd need

$75,303 / year

Miami, FL is 0% more expensive overall

Category breakdown (Miami, FL vs Boston, MA)

  • Housing-9%
  • Food & groceries+10%
  • Transport+13%
  • Utilities+1%
  • Healthcare-2%
  • Goods & services+7%

◎ How Boston, MA and Miami, FL compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Boston, MAMiami, FL

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Boston, MAMiami, FL
Cost of living
Overall cost index111112
Housing152138
Food9099
Transport91103
Utilities9596
Healthcare9896
Goods & services96103
Housing
Rent, 1-bed centre$3,000/mo$2,600/mo
Rent, 1-bed outside$2,300/mo$1,900/mo
Rent, 3-bed centre$5,500/mo$5,000/mo
Buy price / m² centre$11,000$7,000
Money & purchasing power
$1,000 goes as far as$897$893
Inexpensive meal$22$20
Monthly transit pass$90$112
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo✓$1,257/mo✓
GDP per capita$90,027✓$90,027✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces8070
Time zoneUTC-5UTC-5
Quality of life
Quality of life (overall)7359
Safety index6245
Healthcare index8576
Pollution index3545
Internet speed200 Mbps200 Mbps
Walkability8360
Public transport7550
Family-friendly6558
Tap waterSafe to drinkSafe to drink
Health insurance$460/mo$470/mo
Life expectancy79 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg-1 °C+20 °C
July avg+23 °C+29 °C
Sunny days / year200248
Rainfall / year1,100 mm1,570 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Boston vs Miami — in your currency

BostonMiami
1-bed rent, city centre$3,000$2,600
1-bed rent, outside centre$2,300$1,900
Inexpensive meal$22$20
Monthly transit pass$90$112
Utilities (monthly)$200$180

Converted from USD at approximate rates (2026-09).

Good to know before you move to Boston

Historic, walkable and a global university and biotech hub — winters are long and rents are steep.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
62/100
Climate
❄ -1°C · ☀ 23°C · 200 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Back Bay · Cambridge · South End

Good to know before you move to Miami

No state income tax, beaches and a booming Latin-American business scene — humid, and rents have soared.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
45/100
Climate
❄ 20°C · ☀ 29°C · 248 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Brickell · Wynwood · Coconut Grove

? Frequently asked questions

Moving from Boston to Miami: cheaper or more expensive?

Moving from Boston to Miami, your cost of living will be roughly 0% more expensive. Miami’s cost-of-living index is 112 versus 111 for Boston (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Boston cheaper than Miami?

Miami is about 0% more expensive than Boston overall — its cost-of-living index is 112 versus 111 for Boston.

Which is more expensive, Boston or Miami?

Miami is more expensive than Boston. Its cost-of-living index is 112 vs 111 (US = 100) — about 1% higher.

Is rent cheaper in Boston or Miami?

Rent is cheaper in Miami — about $2,600/month for a one-bedroom in the city centre, vs $3,000 in Boston.

How much do you need to earn in Miami to live like in Boston?

To keep the same standard of living, a $75,000 salary in Boston is worth about $75,303 in Miami. Enter your own figure in the calculator above.

Which has lower taxes, Boston or Miami?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

◷ More comparisons from Boston

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.