✦ Compare
Miami vs
Philadelphia
Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.
Miami, FL vs Philadelphia, PA at a glance — Philadelphia, PA is 7% cheaper than Miami, FL overall. Median 1-bed rent runs about $1,600/mo versus $2,600/mo. The top national income-tax rate is 37%.
To keep the same standard of living in Philadelphia, PA, you'd need
$69,499 / year
Philadelphia, PA is 7% cheaper overall
Category breakdown (Philadelphia, PA vs Miami, FL)
- Housing-17%
- Food & groceries-2%
- Transport0%
- Utilities+3%
- Healthcare+3%
- Goods & services-4%
Median 1-bed rent
$2,600 /mo
Miami, FL overview →
Median 1-bed rent
$1,600 /mo
Philadelphia, PA overview →
◎ How Miami, FL and Philadelphia, PA compare
Index vs the US average — the line marks 100. Lower is cheaper.
▤ Full comparison
| Miami, FL | Philadelphia, PA | |
|---|---|---|
| Cost of living | ||
| Overall cost index | 112 | 104 |
| Housing | 138 | 114 |
| Food | 99 | 97 |
| Transport | 103 | 103 |
| Utilities | 96 | 99 |
| Healthcare | 96 | 99 |
| Goods & services | 103 | 99 |
| Housing | ||
| Rent, 1-bed centre | $2,600/mo | $1,600/mo |
| Rent, 1-bed outside | $1,900/mo | $1,250/mo |
| Rent, 3-bed centre | $5,000/mo | $2,900/mo |
| Buy price / m² centre | $7,000 | $4,500 |
| Money & purchasing power | ||
| $1,000 goes as far as | $893 | $964 |
| Inexpensive meal | $20 | $18 |
| Monthly transit pass | $112 | $96 |
| Taxes | ||
| Income tax (top rate) | 37% | 37% |
| VAT / sales tax | 0% | 0% |
| Social security (employee) | 7.7% | 7.7% |
| Corporate tax | 21% | 21% |
| Capital gains | 20% | 20% |
| Economy & salaries | ||
| Avg net salary | $4,300/mo | $4,300/mo |
| Minimum wage | $1,257/mo✓ | $1,257/mo✓ |
| GDP per capita | $90,027✓ | $90,027✓ |
| Work & digital nomad | ||
| Digital-nomad visa | No | No |
| English proficiency | Native | Native |
| Coworking spaces | 70 | 50 |
| Time zone | UTC-5 | UTC-5 |
| Quality of life | ||
| Quality of life (overall) | 59 | 65 |
| Safety index | 45 | 45 |
| Healthcare index | 76 | 80 |
| Pollution index | 45 | 45 |
| Internet speed | 200 Mbps | 200 Mbps |
| Walkability | 60 | 79 |
| Public transport | 50 | 68 |
| Family-friendly | 58 | 60 |
| Tap water | Safe to drink | Safe to drink |
| Health insurance | $470/mo | $450/mo |
| Life expectancy | 79 yr✓ | 79 yr✓ |
| LGBTQ+ acceptance | High | High |
| Climate | ||
| January avg | +20 °C | +1 °C |
| July avg | +29 °C | +26 °C |
| Sunny days / year | 248 | 207 |
| Rainfall / year | 1,570 mm | 1,060 mm |
| Connectivity | ||
| Flight to nearest hub | 1 h | 1 h |
Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.
✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →
Cost of living: Miami vs Philadelphia — in your currency
Converted from USD at approximate rates (2026-09).
Good to know before you move to Miami
No state income tax, beaches and a booming Latin-American business scene — humid, and rents have soared.
- Currency
- US dollar ($ USD)
- Languages
- English
- Time zone
- UTC-5
- Internet
- 200 Mbps
- English
- Native language
- Safety
- 45/100
- Climate
- ❄ 20°C · ☀ 29°C · 248 sunny days/yr
- Tap water
- Safe to drink
- Power
- A/B · 120V
- Driving
- Right-hand side
- Popular areas
- Brickell · Wynwood · Coconut Grove
Good to know before you move to Philadelphia
History, cheesesteaks and East-Coast walkability at a discount to New York, an hour away.
- Currency
- US dollar ($ USD)
- Languages
- English
- Time zone
- UTC-5
- Internet
- 200 Mbps
- English
- Native language
- Safety
- 45/100
- Climate
- ❄ 1°C · ☀ 26°C · 207 sunny days/yr
- Tap water
- Safe to drink
- Power
- A/B · 120V
- Driving
- Right-hand side
- Popular areas
- Center City · Fishtown · University City
Plan your move to Miami
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Parking & carWay.com
Sponsored
Plan your move to Philadelphia
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Parking & carWay.com
Sponsored
? Frequently asked questions
Moving from Miami to Philadelphia: cheaper or more expensive?
Moving from Miami to Philadelphia, your cost of living will be roughly 7% cheaper. Philadelphia’s cost-of-living index is 104 versus 112 for Miami (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.
Is Miami cheaper than Philadelphia?
Philadelphia is about 7% cheaper than Miami overall — its cost-of-living index is 104 versus 112 for Miami.
Which is more expensive, Miami or Philadelphia?
Miami is more expensive than Philadelphia. Its cost-of-living index is 112 vs 104 (US = 100) — about 8% higher.
Is rent cheaper in Miami or Philadelphia?
Rent is cheaper in Philadelphia — about $1,600/month for a one-bedroom in the city centre, vs $2,600 in Miami.
How much do you need to earn in Philadelphia to live like in Miami?
To keep the same standard of living, a $75,000 salary in Miami is worth about $69,499 in Philadelphia. Enter your own figure in the calculator above.
Which has lower taxes, Miami or Philadelphia?
Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.
◷ More comparisons from Miami
How we calculate these figures →
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.