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Mumbai vs Toronto

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Mumbai, IN vs Toronto, CA at a glance — Toronto, CA is 107% more expensive than Mumbai, IN overall. Median 1-bed rent runs about $1,900/mo versus $700/mo. Top income tax: 33% vs 30%.

$/ year

To keep the same standard of living in Toronto, CA, you'd need

$155,610 / year

Toronto, CA is 107% more expensive overall

Category breakdown (Toronto, CA vs Mumbai, IN)

  • Housing+153%
  • Food & groceries+116%
  • Transport+122%
  • Utilities+24%
  • Healthcare+55%
  • Goods & services+96%

◎ How Mumbai, IN and Toronto, CA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Mumbai, INToronto, CA

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Mumbai, INToronto, CA
Cost of living
Overall cost index57119
Housing60152
Food50108
Transport45100
Utilities85105
Healthcare5585
Goods & services56110
Housing
Rent, 1-bed centre$700/mo$1,900/mo
Rent, 1-bed outside$400/mo$1,500/mo
Rent, 3-bed centre$1,800/mo$3,800/mo
Buy price / m² centre$8,000$9,000
Money & purchasing power
$1,000 goes as far as$1,744$840
Inexpensive meal$3$18
Monthly transit pass$15$115
Taxes
Income tax (top rate)30%33%
VAT / sales tax18%5%
Corporate tax25%26.5%
Economy & salaries
Avg net salary$500/mo$3,300/mo
Minimum wage$150/mo$1,900/mo
GDP per capita$2,702✓$55,698✓
Inflation (annual)2.4%✓2.1%✓
Work & digital nomad
Digital-nomad visaNoYes
English proficiencyHighNative
Coworking spaces8090
Time zoneUTC+5.5UTC-5
Quality of life
Quality of life (overall)5072
Safety index5070
Healthcare index6082
Pollution index8540
Internet speed70 Mbps180 Mbps
Walkability6080
Public transport6078
Family-friendly5572
Tap waterUse cautionSafe to drink
Health insurance$30/mo—
Life expectancy72 yr✓82 yr✓
LGBTQ+ acceptanceLowHigh
Climate
January avg+24 °C-4 °C
July avg+28 °C+22 °C
Sunny days / year200100
Rainfall / year2,400 mm830 mm
Connectivity
Flight to nearest hub3 h1.5 h

Taxes & Economy & salaries: India vs Canada. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Mumbai vs Toronto — in your currency

MumbaiToronto
1-bed rent, city centre$700$1,900
1-bed rent, outside centre$400$1,500
Inexpensive meal$3$18
Monthly transit pass$15$115
Utilities (monthly)$60$150

Converted from USD at approximate rates (2026-09).

Good to know before you move to Mumbai

India's financial and Bollywood capital — intense, fast and cheap by global standards, if crowded and humid.

Currency
Indian rupee (₹ INR)
Languages
Hindi, English
Time zone
UTC+5.5
Internet
70 Mbps
English
Widely spoken
Safety
50/100
Climate
❄ 24°C · ☀ 28°C · 200 sunny days/yr
Tap water
Bottled recommended
Power
C/D/M · 230V
Driving
Left-hand side
Popular areas
Bandra · Andheri · Lower Parel

Good to know before you move to Toronto

Canada's diverse economic engine — a smooth immigration path and strong salaries, weighed against steep rents and long winters.

Currency
Canadian dollar ($ CAD)
Languages
English, French
Time zone
UTC-5
Internet
180 Mbps
English
Native language
Safety
70/100
Climate
❄ -4°C · ☀ 22°C · 100 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Downtown · Leslieville · West End

? Frequently asked questions

Moving from Mumbai to Toronto: cheaper or more expensive?

Moving from Mumbai to Toronto, your cost of living will be roughly 107% more expensive. Toronto’s cost-of-living index is 119 versus 57 for Mumbai (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Mumbai cheaper than Toronto?

Toronto is about 107% more expensive than Mumbai overall — its cost-of-living index is 119 versus 57 for Mumbai.

Which is more expensive, Mumbai or Toronto?

Toronto is more expensive than Mumbai. Its cost-of-living index is 119 vs 57 (US = 100) — about 109% higher.

Is rent cheaper in Mumbai or Toronto?

Rent is cheaper in Mumbai — about $700/month for a one-bedroom in the city centre, vs $1,900 in Toronto.

How much do you need to earn in Toronto to live like in Mumbai?

To keep the same standard of living, a $75,000 salary in Mumbai is worth about $155,610 in Toronto. Enter your own figure in the calculator above.

Which has lower taxes, Mumbai or Toronto?

India has the lower top income-tax rate — 30% versus 33% in Canada.

◷ More comparisons from Mumbai

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.