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Philadelphia vs Phoenix

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Philadelphia, PA vs Phoenix, AZ at a glance — Phoenix, AZ is 2% more expensive than Philadelphia, PA overall. Median 1-bed rent runs about $1,450/mo versus $1,600/mo. The top national income-tax rate is 37%.

$/ year

To keep the same standard of living in Phoenix, AZ, you'd need

$76,519 / year

Phoenix, AZ is 2% more expensive overall

Category breakdown (Phoenix, AZ vs Philadelphia, PA)

  • Housing-1%
  • Food & groceries+4%
  • Transport+3%
  • Utilities+6%
  • Healthcare+2%
  • Goods & services+3%

◎ How Philadelphia, PA and Phoenix, AZ compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Philadelphia, PAPhoenix, AZ

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Philadelphia, PAPhoenix, AZ
Cost of living
Overall cost index104106
Housing114113
Food97101
Transport103106
Utilities99105
Healthcare99101
Goods & services99102
Housing
Rent, 1-bed centre$1,600/mo$1,450/mo
Rent, 1-bed outside$1,250/mo$1,150/mo
Rent, 3-bed centre$2,900/mo$2,600/mo
Buy price / m² centre$4,500$3,800
Money & purchasing power
$1,000 goes as far as$964$945
Inexpensive meal$18$16
Monthly transit pass$96$64
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo✓$1,257/mo✓
GDP per capita$90,027✓$90,027✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces5040
Time zoneUTC-5UTC-7
Quality of life
Quality of life (overall)6556
Safety index4552
Healthcare index8076
Pollution index4555
Internet speed200 Mbps200 Mbps
Walkability7942
Public transport6840
Family-friendly6062
Tap waterSafe to drinkSafe to drink
Health insurance$450/mo$450/mo
Life expectancy79 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+1 °C+13 °C
July avg+26 °C+35 °C
Sunny days / year207299
Rainfall / year1,060 mm200 mm
Connectivity
Flight to nearest hub1 h1.5 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Philadelphia vs Phoenix — in your currency

PhiladelphiaPhoenix
1-bed rent, city centre$1,600$1,450
1-bed rent, outside centre$1,250$1,150
Inexpensive meal$18$16
Monthly transit pass$96$64
Utilities (monthly)$170$190

Converted from USD at approximate rates (2026-09).

Good to know before you move to Philadelphia

History, cheesesteaks and East-Coast walkability at a discount to New York, an hour away.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
45/100
Climate
❄ 1°C · ☀ 26°C · 207 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Center City · Fishtown · University City

Good to know before you move to Phoenix

Affordable, fast-growing and sunny nearly year-round — if you can handle triple-digit summers.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-7
Internet
200 Mbps
English
Native language
Safety
52/100
Climate
❄ 13°C · ☀ 35°C · 299 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Downtown · Arcadia · Tempe

? Frequently asked questions

Moving from Philadelphia to Phoenix: cheaper or more expensive?

Moving from Philadelphia to Phoenix, your cost of living will be roughly 2% more expensive. Phoenix’s cost-of-living index is 106 versus 104 for Philadelphia (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Philadelphia cheaper than Phoenix?

Phoenix is about 2% more expensive than Philadelphia overall — its cost-of-living index is 106 versus 104 for Philadelphia.

Which is more expensive, Philadelphia or Phoenix?

Phoenix is more expensive than Philadelphia. Its cost-of-living index is 106 vs 104 (US = 100) — about 2% higher.

Is rent cheaper in Philadelphia or Phoenix?

Rent is cheaper in Phoenix — about $1,450/month for a one-bedroom in the city centre, vs $1,600 in Philadelphia.

How much do you need to earn in Phoenix to live like in Philadelphia?

To keep the same standard of living, a $75,000 salary in Philadelphia is worth about $76,519 in Phoenix. Enter your own figure in the calculator above.

Which has lower taxes, Philadelphia or Phoenix?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

◷ More comparisons from Philadelphia

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.