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Philadelphia vs Washington

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Philadelphia, PA vs Washington, DC at a glance — Washington, DC is 5% more expensive than Philadelphia, PA overall. Median 1-bed rent runs about $2,300/mo versus $1,600/mo. The top national income-tax rate is 37%.

$/ year

To keep the same standard of living in Washington, DC, you'd need

$78,456 / year

Washington, DC is 5% more expensive overall

Category breakdown (Washington, DC vs Philadelphia, PA)

  • Housing+26%
  • Food & groceries-6%
  • Transport-8%
  • Utilities-13%
  • Healthcare-12%
  • Goods & services-2%

◎ How Philadelphia, PA and Washington, DC compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Philadelphia, PAWashington, DC

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Philadelphia, PAWashington, DC
Cost of living
Overall cost index104108
Housing114144
Food9791
Transport10395
Utilities9986
Healthcare9987
Goods & services9997
Housing
Rent, 1-bed centre$1,600/mo$2,300/mo
Rent, 1-bed outside$1,250/mo$1,800/mo
Rent, 3-bed centre$2,900/mo$4,500/mo
Buy price / m² centre$4,500$8,500
Money & purchasing power
$1,000 goes as far as$964$922
Inexpensive meal$18$20
Monthly transit pass$96$100
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo✓$1,257/mo✓
GDP per capita$90,027✓$90,027✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces5080
Time zoneUTC-5UTC-5
Quality of life
Quality of life (overall)6567
Safety index4550
Healthcare index8080
Pollution index4540
Internet speed200 Mbps200 Mbps
Walkability7977
Public transport6872
Family-friendly6062
Tap waterSafe to drinkSafe to drink
Health insurance$450/mo$470/mo
Life expectancy79 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+1 °C+2 °C
July avg+26 °C+27 °C
Sunny days / year207203
Rainfall / year1,060 mm1,000 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Philadelphia vs Washington — in your currency

PhiladelphiaWashington
1-bed rent, city centre$1,600$2,300
1-bed rent, outside centre$1,250$1,800
Inexpensive meal$18$20
Monthly transit pass$96$100
Utilities (monthly)$170$170

Converted from USD at approximate rates (2026-09).

Good to know before you move to Philadelphia

History, cheesesteaks and East-Coast walkability at a discount to New York, an hour away.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
45/100
Climate
❄ 1°C · ☀ 26°C · 207 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Center City · Fishtown · University City

Good to know before you move to Washington

The US capital — stable government and consulting jobs, a strong transit system and grand monuments.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
50/100
Climate
❄ 2°C · ☀ 27°C · 203 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Dupont Circle · Georgetown · Shaw

? Frequently asked questions

Moving from Philadelphia to Washington: cheaper or more expensive?

Moving from Philadelphia to Washington, your cost of living will be roughly 5% more expensive. Washington’s cost-of-living index is 108 versus 104 for Philadelphia (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Philadelphia cheaper than Washington?

Washington is about 5% more expensive than Philadelphia overall — its cost-of-living index is 108 versus 104 for Philadelphia.

Which is more expensive, Philadelphia or Washington?

Washington is more expensive than Philadelphia. Its cost-of-living index is 108 vs 104 (US = 100) — about 4% higher.

Is rent cheaper in Philadelphia or Washington?

Rent is cheaper in Philadelphia — about $1,600/month for a one-bedroom in the city centre, vs $2,300 in Washington.

How much do you need to earn in Washington to live like in Philadelphia?

To keep the same standard of living, a $75,000 salary in Philadelphia is worth about $78,456 in Washington. Enter your own figure in the calculator above.

Which has lower taxes, Philadelphia or Washington?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

◷ More comparisons from Philadelphia

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.