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Toronto vs Washington

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Toronto, CA vs Washington, DC at a glance — Washington, DC is 9% cheaper than Toronto, CA overall. Median 1-bed rent runs about $2,300/mo versus $1,900/mo. Top income tax: 37% vs 33%.

$/ year

To keep the same standard of living in Washington, DC, you'd need

$68,388 / year

Washington, DC is 9% cheaper overall

Category breakdown (Washington, DC vs Toronto, CA)

  • Housing-5%
  • Food & groceries-16%
  • Transport-5%
  • Utilities-18%
  • Healthcare+2%
  • Goods & services-12%

◎ How Toronto, CA and Washington, DC compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Toronto, CAWashington, DC

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Toronto, CAWashington, DC
Cost of living
Overall cost index119108
Housing152144
Food10891
Transport10095
Utilities10586
Healthcare8587
Goods & services11097
Housing
Rent, 1-bed centre$1,900/mo$2,300/mo
Rent, 1-bed outside$1,500/mo$1,800/mo
Rent, 3-bed centre$3,800/mo$4,500/mo
Buy price / m² centre$9,000$8,500
Money & purchasing power
$1,000 goes as far as$840$922
Inexpensive meal$18$20
Monthly transit pass$115$100
Taxes
Income tax (top rate)33%37%
VAT / sales tax5%0%
Social security (employee)—7.7%
Corporate tax26.5%21%
Capital gains—20%
Economy & salaries
Avg net salary$3,300/mo$4,300/mo
Minimum wage$1,900/mo$1,257/mo✓
GDP per capita$55,698✓$90,027✓
Inflation (annual)2.1%✓—
Work & digital nomad
Digital-nomad visaYesNo
English proficiencyNativeNative
Coworking spaces9080
Time zoneUTC-5UTC-5
Quality of life
Quality of life (overall)7267
Safety index7050
Healthcare index8280
Pollution index4040
Internet speed180 Mbps200 Mbps
Walkability8077
Public transport7872
Family-friendly7262
Tap waterSafe to drinkSafe to drink
Health insurance—$470/mo
Life expectancy82 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg-4 °C+2 °C
July avg+22 °C+27 °C
Sunny days / year100203
Rainfall / year830 mm1,000 mm
Connectivity
Flight to nearest hub1.5 h1 h

Taxes & Economy & salaries: Canada vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Toronto vs Washington — in your currency

TorontoWashington
1-bed rent, city centre$1,900$2,300
1-bed rent, outside centre$1,500$1,800
Inexpensive meal$18$20
Monthly transit pass$115$100
Utilities (monthly)$150$170

Converted from USD at approximate rates (2026-09).

Good to know before you move to Toronto

Canada's diverse economic engine — a smooth immigration path and strong salaries, weighed against steep rents and long winters.

Currency
Canadian dollar ($ CAD)
Languages
English, French
Time zone
UTC-5
Internet
180 Mbps
English
Native language
Safety
70/100
Climate
❄ -4°C · ☀ 22°C · 100 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Downtown · Leslieville · West End

Good to know before you move to Washington

The US capital — stable government and consulting jobs, a strong transit system and grand monuments.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
50/100
Climate
❄ 2°C · ☀ 27°C · 203 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Dupont Circle · Georgetown · Shaw

? Frequently asked questions

Moving from Toronto to Washington: cheaper or more expensive?

Moving from Toronto to Washington, your cost of living will be roughly 9% cheaper. Washington’s cost-of-living index is 108 versus 119 for Toronto (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Toronto cheaper than Washington?

Washington is about 9% cheaper than Toronto overall — its cost-of-living index is 108 versus 119 for Toronto.

Which is more expensive, Toronto or Washington?

Toronto is more expensive than Washington. Its cost-of-living index is 119 vs 108 (US = 100) — about 10% higher.

Is rent cheaper in Toronto or Washington?

Rent is cheaper in Toronto — about $1,900/month for a one-bedroom in the city centre, vs $2,300 in Washington.

How much do you need to earn in Washington to live like in Toronto?

To keep the same standard of living, a $75,000 salary in Toronto is worth about $68,388 in Washington. Enter your own figure in the calculator above.

Which has lower taxes, Toronto or Washington?

Canada has the lower top income-tax rate — 33% versus 37% in United States.

◷ More comparisons from Toronto

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.