CostTrek

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Boston vs Toronto

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Boston, MA vs Toronto, CA at a glance — Toronto, CA is 7% more expensive than Boston, MA overall. Median 1-bed rent runs about $1,900/mo versus $3,000/mo. Top income tax: 33% vs 37%.

$/ year

To keep the same standard of living in Toronto, CA, you'd need

$80,052 / year

Toronto, CA is 7% more expensive overall

Category breakdown (Toronto, CA vs Boston, MA)

  • Housing0%
  • Food & groceries+20%
  • Transport+10%
  • Utilities+11%
  • Healthcare-13%
  • Goods & services+15%

◎ How Boston, MA and Toronto, CA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Boston, MAToronto, CA

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Boston, MAToronto, CA
Cost of living
Overall cost index111119
Housing152152
Food90108
Transport91100
Utilities95105
Healthcare9885
Goods & services96110
Housing
Rent, 1-bed centre$3,000/mo$1,900/mo
Rent, 1-bed outside$2,300/mo$1,500/mo
Rent, 3-bed centre$5,500/mo$3,800/mo
Buy price / m² centre$11,000$9,000
Money & purchasing power
$1,000 goes as far as$897$840
Inexpensive meal$22$18
Monthly transit pass$90$115
Taxes
Income tax (top rate)37%33%
VAT / sales tax0%5%
Social security (employee)7.7%—
Corporate tax21%26.5%
Capital gains20%—
Economy & salaries
Avg net salary$4,300/mo$3,300/mo
Minimum wage$1,257/mo✓$1,900/mo
GDP per capita$90,027✓$55,698✓
Inflation (annual)—2.1%✓
Work & digital nomad
Digital-nomad visaNoYes
English proficiencyNativeNative
Coworking spaces8090
Time zoneUTC-5UTC-5
Quality of life
Quality of life (overall)7372
Safety index6270
Healthcare index8582
Pollution index3540
Internet speed200 Mbps180 Mbps
Walkability8380
Public transport7578
Family-friendly6572
Tap waterSafe to drinkSafe to drink
Health insurance$460/mo—
Life expectancy79 yr✓82 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg-1 °C-4 °C
July avg+23 °C+22 °C
Sunny days / year200100
Rainfall / year1,100 mm830 mm
Connectivity
Flight to nearest hub1 h1.5 h

Taxes & Economy & salaries: United States vs Canada. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Boston vs Toronto — in your currency

BostonToronto
1-bed rent, city centre$3,000$1,900
1-bed rent, outside centre$2,300$1,500
Inexpensive meal$22$18
Monthly transit pass$90$115
Utilities (monthly)$200$150

Converted from USD at approximate rates (2026-09).

Good to know before you move to Boston

Historic, walkable and a global university and biotech hub — winters are long and rents are steep.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
62/100
Climate
❄ -1°C · ☀ 23°C · 200 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Back Bay · Cambridge · South End

Good to know before you move to Toronto

Canada's diverse economic engine — a smooth immigration path and strong salaries, weighed against steep rents and long winters.

Currency
Canadian dollar ($ CAD)
Languages
English, French
Time zone
UTC-5
Internet
180 Mbps
English
Native language
Safety
70/100
Climate
❄ -4°C · ☀ 22°C · 100 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Downtown · Leslieville · West End

? Frequently asked questions

Moving from Boston to Toronto: cheaper or more expensive?

Moving from Boston to Toronto, your cost of living will be roughly 7% more expensive. Toronto’s cost-of-living index is 119 versus 111 for Boston (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Boston cheaper than Toronto?

Toronto is about 7% more expensive than Boston overall — its cost-of-living index is 119 versus 111 for Boston.

Which is more expensive, Boston or Toronto?

Toronto is more expensive than Boston. Its cost-of-living index is 119 vs 111 (US = 100) — about 7% higher.

Is rent cheaper in Boston or Toronto?

Rent is cheaper in Toronto — about $1,900/month for a one-bedroom in the city centre, vs $3,000 in Boston.

How much do you need to earn in Toronto to live like in Boston?

To keep the same standard of living, a $75,000 salary in Boston is worth about $80,052 in Toronto. Enter your own figure in the calculator above.

Which has lower taxes, Boston or Toronto?

Canada has the lower top income-tax rate — 33% versus 37% in United States.

◷ More comparisons from Boston

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.