✦ Cost of living
Mönchengladbach
Mönchengladbach, Germany
US = 100
In plain terms: Mönchengladbach is about 7% cheaper than a typical US city. A one-bedroom in the centre runs around $750/month.
▤ Category breakdown
Index vs the US average — the line marks 100. Lower is cheaper.
- Housing82−18%
- Food & groceries102+2%
- Transport72−28%
- Utilities128+28%
- Healthcare92−8%
- Goods & services100−0%
Is Mönchengladbach expensive?
Not really — Mönchengladbach indexes at 93 against a US average of 100, so a month here lands within a few percent of a typical US city. Expect the surprises in individual lines rather than in the total.
Of the 92 cities we track, Mönchengladbach ranks #62 by overall cost — 30 of them are cheaper.
What a month in Mönchengladbach costs
One person
$2,330/mo
A one-bedroom outside the centre, modest everyday spending.
Couple
$3,330/mo
A one-bedroom in the centre, two adults sharing the bills.
Family of four
$5,650/mo
A three-bedroom in the centre, two adults and two children.
| Monthly line | One person | Couple | Family of four |
|---|---|---|---|
| Rent | $560 | $750 | $1,310 |
| Food & groceries | $470 | $680 | $1,140 |
| Transport | $430 | $630 | $1,070 |
| Utilities | $260 | $380 | $640 |
| Healthcare | $260 | $380 | $630 |
| Goods & services | $350 | $510 | $860 |
| Total per month | $2,330 | $3,330 | $5,650 |
Estimates, not quotes. Rent comes from this city's own figures; every other line is a US-average household basket (shaped by the BLS Consumer Expenditure Survey) scaled by this city's category index. Your own total moves with the neighbourhood, your habits and whether you run a car. How we calculate these figures →
Good to know before you move to Mönchengladbach
- Currency
- Euro (€ EUR)
- Languages
- German
- Power
- F · 230V
- Driving
- Right-hand side
Taxes
45%
Income tax
progressive
19%
VAT / sales
20%
Social (employee)
30%
Corporate
26.375%
Capital gains
$2,900
Avg net salary
per month
Plus 5.5% solidarity surcharge on high incomes.
Visas & residency
EU Blue Card and the new Opportunity Card (points-based job search).
✈ Schengen 90/180 for many; work needs a permit.
Degree + salary threshold.
Points-based, job-seeking.
Permanent residence after ~5 yrs. Citizenship after ~5 yrs.
Relocation & documents
Where to look
Updated: · Sources: Economy: World Bank Open Data (GDP per capita, life expectancy, inflation) · Minimum wage (EU + Türkiye): Eurostat earn_mw_cur, 2026-S2 · Taxes: national tax authority / OECD (headline figures)
Cost of living in Mönchengladbach — in your currency
- 1-bed rent, city centre$750
- 1-bed rent, outside centre$563
Converted from USD at approximate rates (2026-09).
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? Frequently asked questions
Is Mönchengladbach, DE expensive to live in?
Mönchengladbach, DE's cost-of-living index is 93 (US average = 100) — about 7% cheaper than a typical US city — and it ranks #62 of the 92 cities we track. On our estimates one person needs around $2,330 a month and a family of four around $5,650, rent included.
How much does it cost to live in Mönchengladbach, DE?
Mönchengladbach, DE's cost-of-living index is 93 (US average = 100) — about 7% cheaper than a typical US city. A one-bedroom apartment in the centre costs around $750 per month.
What are the average living costs in Mönchengladbach, DE?
Living costs in Mönchengladbach, DE are about 7% cheaper than the US average — its cost-of-living index is 93 (US = 100). Monthly living expenses scale with that, and housing is the biggest line: a one-bedroom in the centre runs around $750. See the category breakdown above for where the money goes.
What is the average rent in Mönchengladbach, DE?
A one-bedroom in the city centre averages about $750 per month, and around $563 outside the centre.
What taxes would I pay in Germany?
Germany has a top income-tax rate of 45% and a VAT or sales tax of 19%. See the taxes section above for the full breakdown.
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Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.