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Amsterdam vs Mönchengladbach

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Amsterdam, NL vs Mönchengladbach, DE at a glance — Mönchengladbach, DE is 27% cheaper than Amsterdam, NL overall. Median 1-bed rent runs about $750/mo versus $2,100/mo. Top income tax: 45% vs 49.5%.

$/ year

To keep the same standard of living in Mönchengladbach, DE, you'd need

$55,019 / year

Mönchengladbach, DE is 27% cheaper overall

Category breakdown (Mönchengladbach, DE vs Amsterdam, NL)

  • Housing-50%
  • Food & groceries-9%
  • Transport-24%
  • Utilities+5%
  • Healthcare-8%
  • Goods & services-14%

◎ How Amsterdam, NL and Mönchengladbach, DE compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Amsterdam, NLMönchengladbach, DE

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Amsterdam, NLMönchengladbach, DE
Cost of living
Overall cost index12793
Housing16582
Food112102
Transport9572
Utilities122128
Healthcare10092
Goods & services116100
Housing
Rent, 1-bed centre$2,100/mo$750/mo
Rent, 1-bed outside$1,500/mo—
Rent, 3-bed centre$4,000/mo—
Buy price / m² centre$9,000—
Money & purchasing power
$1,000 goes as far as$787$1,073
Inexpensive meal$20—
Monthly transit pass$100—
Taxes
Income tax (top rate)49.5%45%
VAT / sales tax21%19%
Social security (employee)—20%
Corporate tax25.8%30%
Capital gains—26.4%
Economy & salaries
Avg net salary$3,100/mo$2,900/mo
Avg annual wage (OECD, PPP)$80,136✓$76,285✓
Minimum wage$2,710/mo✓$2,716/mo✓
GDP per capita$73,684✓$60,496✓
Inflation (annual)3.3%✓2.2%✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyHigh—
Coworking spaces90—
Time zoneUTC+1—
Quality of life
Quality of life (overall)75—
Safety index68—
Healthcare index80—
Pollution index40—
Internet speed160 Mbps—
Walkability90—
Public transport88—
Family-friendly70—
Tap waterSafe to drink—
Life expectancy82 yr✓81 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+4 °C—
July avg+18 °C—
Sunny days / year60—
Rainfall / year840 mm—
Connectivity
Flight to nearest hub1 h—

Taxes & Economy & salaries: Netherlands vs Germany. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (OECD (PPP), Eurostat 2026, World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Amsterdam vs Mönchengladbach — in your currency

AmsterdamMönchengladbach
1-bed rent, city centre$2,100$750
1-bed rent, outside centre$1,500$563

Converted from USD at approximate rates (2026-09).

Good to know before you move to Amsterdam

Compact, bike-first and very English-friendly — a favourite expat landing pad, if you can win the tight housing lottery.

Currency
Euro (€ EUR)
Languages
Dutch
Time zone
UTC+1
Internet
160 Mbps
English
Widely spoken
Safety
68/100
Climate
❄ 4°C · ☀ 18°C · 60 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Jordaan · De Pijp · Oost

Good to know before you move to Mönchengladbach

Currency
Euro (€ EUR)
Languages
German
Power
F · 230V
Driving
Right-hand side

? Frequently asked questions

Moving from Amsterdam to Mönchengladbach: cheaper or more expensive?

Moving from Amsterdam to Mönchengladbach, your cost of living will be roughly 27% cheaper. Mönchengladbach’s cost-of-living index is 93 versus 127 for Amsterdam (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Amsterdam cheaper than Mönchengladbach?

Mönchengladbach is about 27% cheaper than Amsterdam overall — its cost-of-living index is 93 versus 127 for Amsterdam.

Which is more expensive, Amsterdam or Mönchengladbach?

Amsterdam is more expensive than Mönchengladbach. Its cost-of-living index is 127 vs 93 (US = 100) — about 37% higher.

Is rent cheaper in Amsterdam or Mönchengladbach?

Rent is cheaper in Mönchengladbach — about $750/month for a one-bedroom in the city centre, vs $2,100 in Amsterdam.

How much do you need to earn in Mönchengladbach to live like in Amsterdam?

To keep the same standard of living, a $75,000 salary in Amsterdam is worth about $55,019 in Mönchengladbach. Enter your own figure in the calculator above.

Which has lower taxes, Amsterdam or Mönchengladbach?

Germany has the lower top income-tax rate — 45% versus 49.5% in Netherlands.

◷ More comparisons from Amsterdam

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.