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Madrid vs Zurich

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Madrid, ES vs Zurich, CH at a glance — Zurich, CH is 64% more expensive than Madrid, ES overall. Median 1-bed rent runs about $2,500/mo versus $1,300/mo. Top income tax: 40% vs 47%.

$/ year

To keep the same standard of living in Zurich, CH, you'd need

$123,204 / year

Zurich, CH is 64% more expensive overall

Category breakdown (Zurich, CH vs Madrid, ES)

  • Housing+71%
  • Food & groceries+60%
  • Transport+63%
  • Utilities+18%
  • Healthcare+88%
  • Goods & services+68%

◎ How Madrid, ES and Zurich, CH compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Madrid, ESZurich, CH

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Madrid, ESZurich, CH
Cost of living
Overall cost index103169
Housing120205
Food100160
Transport80130
Utilities110130
Healthcare80150
Goods & services100168
Housing
Rent, 1-bed centre$1,300/mo$2,500/mo
Rent, 1-bed outside$950/mo$1,900/mo
Rent, 3-bed centre$2,600/mo$5,000/mo
Buy price / m² centre$6,000$18,000
Money & purchasing power
$1,000 goes as far as$971$591
Inexpensive meal$14$30
Monthly transit pass$60$90
Taxes
Income tax (top rate)47%40%
VAT / sales tax21%8.1%
Social security (employee)6.4%—
Corporate tax25%15%
Capital gains28%0%
Economy & salaries
Avg net salary$1,900/mo$6,000/mo
Minimum wage$1,652/mo✓—
GDP per capita$38,627✓$114,769✓
Inflation (annual)2.7%✓0.2%✓
Work & digital nomad
Digital-nomad visaYesNo
English proficiencyLowHigh
Coworking spaces7040
Time zoneUTC+1UTC+1
Quality of life
Quality of life (overall)7482
Safety index6282
Healthcare index8090
Pollution index4525
Internet speed200 Mbps200 Mbps
Walkability8885
Public transport9095
Family-friendly6875
Tap waterSafe to drinkSafe to drink
Health insurance—$350/mo
Life expectancy84 yr✓84 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+6 °C0 °C
July avg+25 °C+18 °C
Sunny days / year25065
Rainfall / year420 mm1,080 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: Spain vs Switzerland. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (Eurostat 2026, World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Madrid vs Zurich — in your currency

MadridZurich
1-bed rent, city centre$1,300$2,500
1-bed rent, outside centre$950$1,900
Inexpensive meal$14$30
Monthly transit pass$60$90
Utilities (monthly)$150$220

Converted from USD at approximate rates (2026-09).

Good to know before you move to Madrid

Spain's sunny, sociable capital — great transit and food, affordable by Western-European standards.

Currency
Euro (€ EUR)
Languages
Spanish
Time zone
UTC+1
Internet
200 Mbps
English
Rarely spoken
Safety
62/100
Climate
❄ 6°C · ☀ 25°C · 250 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Malasaña · Chamberí · La Latina

Good to know before you move to Zurich

The world's benchmark for expensive — but salaries are sky-high, mandatory health insurance aside, and quality of life is unmatched.

Currency
Swiss franc (Fr. CHF)
Languages
German, French, Italian
Time zone
UTC+1
Internet
200 Mbps
English
Widely spoken
Safety
82/100
Climate
❄ 0°C · ☀ 18°C · 65 sunny days/yr
Tap water
Safe to drink
Power
J · 230V
Driving
Right-hand side
Popular areas
Kreis 4 · Kreis 5 · Seefeld

? Frequently asked questions

Moving from Madrid to Zurich: cheaper or more expensive?

Moving from Madrid to Zurich, your cost of living will be roughly 64% more expensive. Zurich’s cost-of-living index is 169 versus 103 for Madrid (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Madrid cheaper than Zurich?

Zurich is about 64% more expensive than Madrid overall — its cost-of-living index is 169 versus 103 for Madrid.

Which is more expensive, Madrid or Zurich?

Zurich is more expensive than Madrid. Its cost-of-living index is 169 vs 103 (US = 100) — about 64% higher.

Is rent cheaper in Madrid or Zurich?

Rent is cheaper in Madrid — about $1,300/month for a one-bedroom in the city centre, vs $2,500 in Zurich.

How much do you need to earn in Zurich to live like in Madrid?

To keep the same standard of living, a $75,000 salary in Madrid is worth about $123,204 in Zurich. Enter your own figure in the calculator above.

Which has lower taxes, Madrid or Zurich?

Switzerland has the lower top income-tax rate — 40% versus 47% in Spain.

◷ More comparisons from Madrid

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.