✦ Cost of living
Madrid
Madrid, Spain
US = 100
In plain terms: Madrid is about 3% pricier than a typical US city. A one-bedroom in the centre runs around $1,300/month.
▤ Category breakdown
Index vs the US average — the line marks 100. Lower is cheaper.
- Housing120+20%
- Food & groceries100−0%
- Transport80−20%
- Utilities110+10%
- Healthcare80−20%
- Goods & services100−0%
Is Madrid expensive?
Not really — Madrid indexes at 103 against a US average of 100, so a month here lands within a few percent of a typical US city. Expect the surprises in individual lines rather than in the total.
Of the 87 cities we track, Madrid ranks #37 by overall cost — 50 of them are cheaper.
What a month in Madrid costs
One person
$2,680/mo
A one-bedroom outside the centre, modest everyday spending.
Couple
$3,840/mo
A one-bedroom in the centre, two adults sharing the bills.
Family of four
$6,860/mo
A three-bedroom in the centre, two adults and two children.
| Monthly line | One person | Couple | Family of four |
|---|---|---|---|
| Rent | $950 | $1,300 | $2,600 |
| Food & groceries | $460 | $670 | $1,120 |
| Transport | $480 | $700 | $1,180 |
| Utilities | $220 | $330 | $550 |
| Healthcare | $220 | $330 | $550 |
| Goods & services | $350 | $510 | $860 |
| Total per month | $2,680 | $3,840 | $6,860 |
Estimates, not quotes. Rent comes from this city's own figures; every other line is a US-average household basket (shaped by the BLS Consumer Expenditure Survey) scaled by this city's category index. Your own total moves with the neighbourhood, your habits and whether you run a car. How we calculate these figures →
Good to know before you move to Madrid
Spain's sunny, sociable capital — great transit and food, affordable by Western-European standards.
- Currency
- Euro (€ EUR)
- Languages
- Spanish
- Time zone
- UTC+1
- Internet
- 200 Mbps
- English
- Rarely spoken
- Safety
- 62/100
- Climate
- ❄ 6°C · ☀ 25°C · 250 sunny days/yr
- Tap water
- Safe to drink
- Power
- F · 230V
- Driving
- Right-hand side
- Popular areas
- Malasaña · Chamberí · La Latina
About
Spain's sunny, sociable capital — great transit and food, affordable by Western-European standards.
- Currency
- Euro · EUR
- Languages
- Spanish
- Coordinates
- 40.42, -3.70
- Emergency
- 112
What things cost
Housing
Taxes
47%
Income tax
progressive
21%
VAT / sales
6.35%
Social (employee)
25%
Corporate
28%
Capital gains
$1,900
Avg net salary
per month
Visas & residency
Digital Nomad Visa and non-lucrative visa are popular expat routes.
✈ Schengen 90/180 for many passports.
Remote income + Beckham-law tax option.
Proof of passive income.
Permanent residence after ~5 yrs. Citizenship after ~10 yrs.
Quality of life
Quality of life
74/100
Safety
62/100
Healthcare
80/100
Pollution
45/100
Internet
200 Mbps
Jan avg
+6 °C
Jul avg
+25 °C
Sunny days
250/yr
Walkability
88/100
Public transit
90/100
Family-friendly
68/100
Living there
- English spoken
- Low
- Expat community
- Large
- Coworking spaces
- 70
- Tap water
- Safe to drink
Popular areas
Relocation & documents
Where to look
Updated: · Sources: Cost/quality survey (placeholder) · Economy: World Bank Open Data (GDP per capita, life expectancy, inflation) · Minimum wage (EU + Türkiye): Eurostat earn_mw_cur, 2026-S2 · Taxes: national tax authority / OECD (headline figures)
Can you live in Madrid without a car?
89/100
Car-free score
88/100
Walkability
90/100
Public transport
Yes — Madrid scores 89/100 on our car-free score, so commuting, errands and nights out all work on foot or by public transport. Most residents here can skip car ownership entirely, and the savings go straight into the rest of the budget.
Transport in Madrid indexes at 80 against a US average of 100 — about 20% cheaper than a typical US city. That line covers fares, fuel and running a vehicle, so it is the one that moves most when you drop the car.
Madrid ranks #9 of 87 cities we track for walkability. See the most walkable cities →
The car-free score is our own composite: 60% walkability, 40% public transport, both on a 0–100 scale. Like the rest of our quality-of-life figures, they are calibrated estimates, not official statistics.
Cost of living in Madrid — in your currency
- 1-bed rent, city centre$1,300
- 1-bed rent, outside centre$950
- Inexpensive meal$14
- Monthly transit pass$60
- Utilities (monthly)$150
Converted from USD at approximate rates (2026-09).
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? Frequently asked questions
Is Madrid, ES expensive to live in?
Madrid, ES's cost-of-living index is 103 (US average = 100) — about 3% more expensive than a typical US city — and it ranks #37 of the 87 cities we track. On our estimates one person needs around $2,680 a month and a family of four around $6,860, rent included.
How much does it cost to live in Madrid, ES?
Madrid, ES's cost-of-living index is 103 (US average = 100) — about 3% more expensive than a typical US city. A one-bedroom apartment in the centre costs around $1,300 per month.
What are the average living costs in Madrid, ES?
Living costs in Madrid, ES are about 3% more expensive than the US average — its cost-of-living index is 103 (US = 100). Monthly living expenses scale with that, and housing is the biggest line: a one-bedroom in the centre runs around $1,300. See the category breakdown above for where the money goes.
What is the average rent in Madrid, ES?
A one-bedroom in the city centre averages about $1,300 per month, and around $950 outside the centre.
What taxes would I pay in Spain?
Spain has a top income-tax rate of 47% and a VAT or sales tax of 21%. See the taxes section above for the full breakdown.
What is the weather like in Madrid, ES?
Madrid, ES averages around +6 °C in January and +25 °C in July, with roughly 250 sunny days a year.
Is Madrid, ES safe?
Madrid, ES scores 62 out of 100 on our safety index, where higher means safer.
Can you live in Madrid, ES without a car?
Madrid, ES scores 89/100 on our car-free score — 88/100 for walkability and 90/100 for public transport. The higher the score, the more of daily life you can cover on foot or by transit instead of paying to run a car.
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★ Ranked in
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.