✦ Compare
Montreal vs
Phoenix
Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.
Montreal, CA vs Phoenix, AZ at a glance — Phoenix, AZ is 7% more expensive than Montreal, CA overall. Median 1-bed rent runs about $1,450/mo versus $1,150/mo. Top income tax: 37% vs 33%.
To keep the same standard of living in Phoenix, AZ, you'd need
$80,232 / year
Phoenix, AZ is 7% more expensive overall
Category breakdown (Phoenix, AZ vs Montreal, CA)
- Housing+11%
- Food & groceries-5%
- Transport+32%
- Utilities+7%
- Healthcare+26%
- Goods & services-3%
◎ How Montreal, CA and Phoenix, AZ compare
Index vs the US average — the line marks 100. Lower is cheaper.
▤ Full comparison
| Montreal, CA | Phoenix, AZ | |
|---|---|---|
| Cost of living | ||
| Overall cost index | 99 | 106 |
| Housing | 102 | 113 |
| Food | 106 | 101 |
| Transport | 80 | 106 |
| Utilities | 98 | 105 |
| Healthcare | 80 | 101 |
| Goods & services | 105 | 102 |
| Housing | ||
| Rent, 1-bed centre | $1,150/mo | $1,450/mo |
| Rent, 1-bed outside | $900/mo | $1,150/mo |
| Rent, 3-bed centre | $2,200/mo | $2,600/mo |
| Buy price / m² centre | $5,500 | $3,800 |
| Money & purchasing power | ||
| $1,000 goes as far as | $1,011 | $945 |
| Inexpensive meal | $18 | $16 |
| Monthly transit pass | $70 | $64 |
| Taxes | ||
| Income tax (top rate) | 33% | 37% |
| VAT / sales tax | 5% | 0% |
| Social security (employee) | — | 7.7% |
| Corporate tax | 26.5% | 21% |
| Capital gains | — | 20% |
| Economy & salaries | ||
| Avg net salary | $3,300/mo | $4,300/mo |
| Avg annual wage (OECD, PPP) | $67,901✓ | $86,977✓ |
| Minimum wage | $1,900/mo | $1,257/mo✓ |
| GDP per capita | $55,698✓ | $90,027✓ |
| Inflation (annual) | 2.1%✓ | — |
| Work & digital nomad | ||
| Digital-nomad visa | Yes | No |
| English proficiency | High | Native |
| Coworking spaces | 50 | 40 |
| Time zone | UTC-5 | UTC-7 |
| Quality of life | ||
| Quality of life (overall) | 71 | 56 |
| Safety index | 72 | 52 |
| Healthcare index | 78 | 76 |
| Pollution index | 35 | 55 |
| Internet speed | 180 Mbps | 200 Mbps |
| Walkability | 78 | 42 |
| Public transport | 78 | 40 |
| Family-friendly | 74 | 62 |
| Tap water | Safe to drink | Safe to drink |
| Health insurance | — | $450/mo |
| Life expectancy | 82 yr✓ | 79 yr✓ |
| LGBTQ+ acceptance | High | High |
| Climate | ||
| January avg | -9 °C | +13 °C |
| July avg | +21 °C | +35 °C |
| Sunny days / year | 160 | 299 |
| Rainfall / year | 1,000 mm | 200 mm |
| Connectivity | ||
| Flight to nearest hub | 2 h | 1.5 h |
Taxes & Economy & salaries: Canada vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.
✓ = official statistics (OECD (PPP), US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →
Cost of living: Montreal vs Phoenix — in your currency
Converted from USD at approximate rates (2026-09).
Good to know before you move to Montreal
A bilingual, European-flavoured metropolis and the most affordable of Canada's big cities — rents well below Toronto or Vancouver, a huge festival and food culture, and cheap universities. The catch is the long, brutally cold winter and Quebec's French-first bureaucracy.
- Currency
- Canadian dollar ($ CAD)
- Languages
- English, French
- Time zone
- UTC-5
- Internet
- 180 Mbps
- English
- Widely spoken
- Safety
- 72/100
- Climate
- ❄ -9°C · ☀ 21°C · 160 sunny days/yr
- Tap water
- Safe to drink
- Power
- A/B · 120V
- Driving
- Right-hand side
- Popular areas
- Plateau-Mont-Royal · Mile End · Griffintown · Rosemont
Good to know before you move to Phoenix
Affordable, fast-growing and sunny nearly year-round — if you can handle triple-digit summers.
- Currency
- US dollar ($ USD)
- Languages
- English
- Time zone
- UTC-7
- Internet
- 200 Mbps
- English
- Native language
- Safety
- 52/100
- Climate
- ❄ 13°C · ☀ 35°C · 299 sunny days/yr
- Tap water
- Safe to drink
- Power
- A/B · 120V
- Driving
- Right-hand side
- Popular areas
- Downtown · Arcadia · Tempe
Plan your move to Montreal
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalDiscoverCars
- Airport transferKiwitaxi
- Tours & ticketsKlook
- InsuranceSafetyWing
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Parking & carWay.com
Sponsored
Plan your move to Phoenix
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalDiscoverCars
- Airport transferKiwitaxi
- Tours & ticketsKlook
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Parking & carWay.com
Sponsored
? Frequently asked questions
Moving from Montreal to Phoenix: cheaper or more expensive?
Moving from Montreal to Phoenix, your cost of living will be roughly 7% more expensive. Phoenix’s cost-of-living index is 106 versus 99 for Montreal (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.
Is Montreal cheaper than Phoenix?
Phoenix is about 7% more expensive than Montreal overall — its cost-of-living index is 106 versus 99 for Montreal.
Which is more expensive, Montreal or Phoenix?
Phoenix is more expensive than Montreal. Its cost-of-living index is 106 vs 99 (US = 100) — about 7% higher.
Is rent cheaper in Montreal or Phoenix?
Rent is cheaper in Montreal — about $1,150/month for a one-bedroom in the city centre, vs $1,450 in Phoenix.
How much do you need to earn in Phoenix to live like in Montreal?
To keep the same standard of living, a $75,000 salary in Montreal is worth about $80,232 in Phoenix. Enter your own figure in the calculator above.
Which has lower taxes, Montreal or Phoenix?
Canada has the lower top income-tax rate — 33% versus 37% in United States.
◷ More comparisons from Montreal
How we calculate these figures →
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.