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Montreal vs San Antonio

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Montreal, CA vs San Antonio, TX at a glance — San Antonio, TX is 5% cheaper than Montreal, CA overall. Median 1-bed rent runs about $1,250/mo versus $1,150/mo. Top income tax: 37% vs 33%.

$/ year

To keep the same standard of living in San Antonio, TX, you'd need

$71,057 / year

San Antonio, TX is 5% cheaper overall

Category breakdown (San Antonio, TX vs Montreal, CA)

  • Housing-11%
  • Food & groceries-13%
  • Transport+23%
  • Utilities+1%
  • Healthcare+18%
  • Goods & services-10%

◎ How Montreal, CA and San Antonio, TX compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Montreal, CASan Antonio, TX

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Montreal, CASan Antonio, TX
Cost of living
Overall cost index9994
Housing10291
Food10692
Transport8098
Utilities9899
Healthcare8094
Goods & services10594
Housing
Rent, 1-bed centre$1,150/mo$1,250/mo
Rent, 1-bed outside$900/mo$1,000/mo
Rent, 3-bed centre$2,200/mo$2,200/mo
Buy price / m² centre$5,500$3,000
Money & purchasing power
$1,000 goes as far as$1,011$1,067
Inexpensive meal$18$15
Monthly transit pass$70$38
Taxes
Income tax (top rate)33%37%
VAT / sales tax5%0%
Social security (employee)—7.7%
Corporate tax26.5%21%
Capital gains—20%
Economy & salaries
Avg net salary$3,300/mo$4,300/mo
Avg annual wage (OECD, PPP)$67,901✓$86,977✓
Minimum wage$1,900/mo$1,257/mo✓
GDP per capita$55,698✓$90,027✓
Inflation (annual)2.1%✓—
Work & digital nomad
Digital-nomad visaYesNo
English proficiencyHighNative
Coworking spaces5025
Time zoneUTC-5UTC-6
Quality of life
Quality of life (overall)7158
Safety index7255
Healthcare index7874
Pollution index3545
Internet speed180 Mbps200 Mbps
Walkability7837
Public transport7838
Family-friendly7464
Tap waterSafe to drinkSafe to drink
Health insurance—$450/mo
Life expectancy82 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg-9 °C+11 °C
July avg+21 °C+30 °C
Sunny days / year160220
Rainfall / year1,000 mm810 mm
Connectivity
Flight to nearest hub2 h1.5 h

Taxes & Economy & salaries: Canada vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (OECD (PPP), US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Montreal vs San Antonio — in your currency

MontrealSan Antonio
1-bed rent, city centre$1,150$1,250
1-bed rent, outside centre$900$1,000
Inexpensive meal$18$15
Monthly transit pass$70$38
Utilities (monthly)$110$170

Converted from USD at approximate rates (2026-09).

Good to know before you move to Montreal

A bilingual, European-flavoured metropolis and the most affordable of Canada's big cities — rents well below Toronto or Vancouver, a huge festival and food culture, and cheap universities. The catch is the long, brutally cold winter and Quebec's French-first bureaucracy.

Currency
Canadian dollar ($ CAD)
Languages
English, French
Time zone
UTC-5
Internet
180 Mbps
English
Widely spoken
Safety
72/100
Climate
❄ -9°C · ☀ 21°C · 160 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Plateau-Mont-Royal · Mile End · Griffintown · Rosemont

Good to know before you move to San Antonio

Big, affordable and rich in Tex-Mex culture with no state income tax — hot and car-oriented.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-6
Internet
200 Mbps
English
Native language
Safety
55/100
Climate
❄ 11°C · ☀ 30°C · 220 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Pearl · Southtown · Alamo Heights

? Frequently asked questions

Moving from Montreal to San Antonio: cheaper or more expensive?

Moving from Montreal to San Antonio, your cost of living will be roughly 5% cheaper. San Antonio’s cost-of-living index is 94 versus 99 for Montreal (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Montreal cheaper than San Antonio?

San Antonio is about 5% cheaper than Montreal overall — its cost-of-living index is 94 versus 99 for Montreal.

Which is more expensive, Montreal or San Antonio?

Montreal is more expensive than San Antonio. Its cost-of-living index is 99 vs 94 (US = 100) — about 5% higher.

Is rent cheaper in Montreal or San Antonio?

Rent is cheaper in Montreal — about $1,150/month for a one-bedroom in the city centre, vs $1,250 in San Antonio.

How much do you need to earn in San Antonio to live like in Montreal?

To keep the same standard of living, a $75,000 salary in Montreal is worth about $71,057 in San Antonio. Enter your own figure in the calculator above.

Which has lower taxes, Montreal or San Antonio?

Canada has the lower top income-tax rate — 33% versus 37% in United States.

◷ More comparisons from Montreal

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.