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San Francisco vs San Diego

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

$/ year

To keep the same standard of living in San Diego, CA, you'd need

$65,862 / year

San Diego, CA is 12% cheaper overall

Category breakdown (San Diego, CA vs San Francisco, CA)

  • Housing-21%
  • Food & groceries-7%
  • Transport+8%
  • Utilities-7%
  • Healthcare-7%
  • Goods & services-9%

Full comparison

San Francisco, CASan Diego, CA
Cost of living
Overall cost index152134
Housing224178
Food121112
Transport118128
Utilities112104
Healthcare118110
Goods & services127115
Housing
Rent, 1-bed centre$3,300/mo$2,500/mo
Rent, 1-bed outside$2,500/mo$1,900/mo
Rent, 3-bed centre$6,500/mo$4,600/mo
Buy price / m² centre$14,000$9,000
Money & purchasing power
$1,000 goes as far as$656$747
Inexpensive meal$22$20
Monthly transit pass$98$72
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo$1,257/mo
GDP per capita$82,000$82,000
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces15060
Time zoneUTC-8UTC-8
Quality of life
Safety index4555
Healthcare index8078
Pollution index4040
Internet speed220 Mbps200 Mbps
Walkability8860
Public transport8050
Family-friendly5565
Tap waterSafe to drinkSafe to drink
Health insurance$500/mo$470/mo
Life expectancy79 yr79 yr
LGBTQ+ acceptanceHighHigh
Climate
January avg+11 °C+14 °C
July avg+17 °C+22 °C
Sunny days / year256266
Rainfall / year600 mm260 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

? Frequently asked questions

Is San Francisco cheaper than San Diego?

San Diego is about 12% cheaper than San Francisco overall — its cost-of-living index is 134 versus 152 for San Francisco.

How much do you need to earn in San Diego to live like in San Francisco?

To keep the same standard of living, a $75,000 salary in San Francisco is worth about $65,862 in San Diego. Enter your own figure in the calculator above.

Which has lower taxes, San Francisco or San Diego?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

More comparisons from San Francisco

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.