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Warsaw vs Phoenix

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

$/ year

To keep the same standard of living in Phoenix, AZ, you'd need

$109,112 / year

Phoenix, AZ is 45% more expensive overall

Category breakdown (Phoenix, AZ vs Warsaw, PL)

  • Housing+56%
  • Food & groceries+43%
  • Transport+91%
  • Utilities+4%
  • Healthcare+54%
  • Goods & services+36%

Full comparison

Warsaw, PLPhoenix, AZ
Cost of living
Overall cost index72105
Housing72112
Food70100
Transport55105
Utilities100104
Healthcare65100
Goods & services74101
Housing
Rent, 1-bed centre$900/mo$1,450/mo
Rent, 1-bed outside$650/mo$1,150/mo
Rent, 3-bed centre$1,700/mo$2,600/mo
Buy price / m² centre$4,000$3,800
Money & purchasing power
$1,000 goes as far as$1,388$954
Inexpensive meal$8$16
Monthly transit pass$30$64
Taxes
Income tax (top rate)32%37%
VAT / sales tax23%0%
Social security (employee)7.7%
Corporate tax19%21%
Capital gains19%20%
Economy & salaries
Avg net salary$1,200/mo$4,300/mo
Minimum wage$1,100/mo$1,257/mo
GDP per capita$22,000$82,000
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyModerateNative
Coworking spaces5040
Time zoneUTC+1UTC-7
Quality of life
Safety index6852
Healthcare index7276
Pollution index5555
Internet speed150 Mbps200 Mbps
Walkability8042
Public transport8240
Family-friendly6862
Tap waterSafe to drinkSafe to drink
Health insurance$450/mo
Life expectancy78 yr79 yr
LGBTQ+ acceptanceLowHigh
Climate
January avg-2 °C+13 °C
July avg+19 °C+35 °C
Sunny days / year90299
Rainfall / year550 mm200 mm
Connectivity
Flight to nearest hub1.5 h1.5 h

Taxes & Economy & salaries: Poland vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

? Frequently asked questions

Is Warsaw cheaper than Phoenix?

Phoenix is about 45% more expensive than Warsaw overall — its cost-of-living index is 105 versus 72 for Warsaw.

How much do you need to earn in Phoenix to live like in Warsaw?

To keep the same standard of living, a $75,000 salary in Warsaw is worth about $109,112 in Phoenix. Enter your own figure in the calculator above.

Which has lower taxes, Warsaw or Phoenix?

Poland has the lower top income-tax rate — 32% versus 37% in United States.

More comparisons from Warsaw

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.