✦ Compare
Warsaw vs
San Francisco
Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.
To keep the same standard of living in San Francisco, CA, you'd need
$158,650 / year
San Francisco, CA is 112% more expensive overall
Category breakdown (San Francisco, CA vs Warsaw, PL)
- Housing+211%
- Food & groceries+73%
- Transport+115%
- Utilities+12%
- Healthcare+82%
- Goods & services+72%
Median 1-bed rent
$900 /mo
Warsaw, PL overview →
Median 1-bed rent
$3,300 /mo
San Francisco, CA overview →
▤ Full comparison
| Warsaw, PL | San Francisco, CA | |
|---|---|---|
| Cost of living | ||
| Overall cost index | 72 | 152 |
| Housing | 72 | 224 |
| Food | 70 | 121 |
| Transport | 55 | 118 |
| Utilities | 100 | 112 |
| Healthcare | 65 | 118 |
| Goods & services | 74 | 127 |
| Housing | ||
| Rent, 1-bed centre | $900/mo | $3,300/mo |
| Rent, 1-bed outside | $650/mo | $2,500/mo |
| Rent, 3-bed centre | $1,700/mo | $6,500/mo |
| Buy price / m² centre | $4,000 | $14,000 |
| Money & purchasing power | ||
| $1,000 goes as far as | $1,388 | $656 |
| Inexpensive meal | $8 | $22 |
| Monthly transit pass | $30 | $98 |
| Taxes | ||
| Income tax (top rate) | 32% | 37% |
| VAT / sales tax | 23% | 0% |
| Social security (employee) | — | 7.7% |
| Corporate tax | 19% | 21% |
| Capital gains | 19% | 20% |
| Economy & salaries | ||
| Avg net salary | $1,200/mo | $4,300/mo |
| Minimum wage | $1,100/mo | $1,257/mo |
| GDP per capita | $22,000 | $82,000 |
| Work & digital nomad | ||
| Digital-nomad visa | No | No |
| English proficiency | Moderate | Native |
| Coworking spaces | 50 | 150 |
| Time zone | UTC+1 | UTC-8 |
| Quality of life | ||
| Safety index | 68 | 45 |
| Healthcare index | 72 | 80 |
| Pollution index | 55 | 40 |
| Internet speed | 150 Mbps | 220 Mbps |
| Walkability | 80 | 88 |
| Public transport | 82 | 80 |
| Family-friendly | 68 | 55 |
| Tap water | Safe to drink | Safe to drink |
| Health insurance | — | $500/mo |
| Life expectancy | 78 yr | 79 yr |
| LGBTQ+ acceptance | Low | High |
| Climate | ||
| January avg | -2 °C | +11 °C |
| July avg | +19 °C | +17 °C |
| Sunny days / year | 90 | 256 |
| Rainfall / year | 550 mm | 600 mm |
| Connectivity | ||
| Flight to nearest hub | 1.5 h | 1 h |
Taxes & Economy & salaries: Poland vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.
? Frequently asked questions
Is Warsaw cheaper than San Francisco?
San Francisco is about 112% more expensive than Warsaw overall — its cost-of-living index is 152 versus 72 for Warsaw.
How much do you need to earn in San Francisco to live like in Warsaw?
To keep the same standard of living, a $75,000 salary in Warsaw is worth about $158,650 in San Francisco. Enter your own figure in the calculator above.
Which has lower taxes, Warsaw or San Francisco?
Poland has the lower top income-tax rate — 32% versus 37% in United States.
◷ More comparisons from Warsaw
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.