✦ Compare
Warsaw vs
Toronto
Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.
To keep the same standard of living in Toronto, CA, you'd need
$123,862 / year
Toronto, CA is 65% more expensive overall
Category breakdown (Toronto, CA vs Warsaw, PL)
- Housing+111%
- Food & groceries+54%
- Transport+82%
- Utilities+5%
- Healthcare+31%
- Goods & services+49%
▤ Full comparison
| Warsaw, PL | Toronto, CA | |
|---|---|---|
| Cost of living | ||
| Overall cost index | 72 | 119 |
| Housing | 72 | 152 |
| Food | 70 | 108 |
| Transport | 55 | 100 |
| Utilities | 100 | 105 |
| Healthcare | 65 | 85 |
| Goods & services | 74 | 110 |
| Housing | ||
| Rent, 1-bed centre | $900/mo | $1,900/mo |
| Rent, 1-bed outside | $650/mo | $1,500/mo |
| Rent, 3-bed centre | $1,700/mo | $3,800/mo |
| Buy price / m² centre | $4,000 | $9,000 |
| Money & purchasing power | ||
| $1,000 goes as far as | $1,388 | $840 |
| Inexpensive meal | $8 | $18 |
| Monthly transit pass | $30 | $115 |
| Taxes | ||
| Income tax (top rate) | 32% | 33% |
| VAT / sales tax | 23% | 5% |
| Corporate tax | 19% | 26.5% |
| Capital gains | 19% | — |
| Economy & salaries | ||
| Avg net salary | $1,200/mo | $3,300/mo |
| Minimum wage | $1,100/mo | $1,900/mo |
| GDP per capita | $22,000 | $54,000 |
| Work & digital nomad | ||
| Digital-nomad visa | No | Yes |
| English proficiency | Moderate | Native |
| Coworking spaces | 50 | 90 |
| Time zone | UTC+1 | UTC-5 |
| Quality of life | ||
| Safety index | 68 | 70 |
| Healthcare index | 72 | 82 |
| Pollution index | 55 | 40 |
| Internet speed | 150 Mbps | 180 Mbps |
| Walkability | 80 | 80 |
| Public transport | 82 | 78 |
| Family-friendly | 68 | 72 |
| Tap water | Safe to drink | Safe to drink |
| Life expectancy | 78 yr | 82 yr |
| LGBTQ+ acceptance | Low | High |
| Climate | ||
| January avg | -2 °C | -4 °C |
| July avg | +19 °C | +22 °C |
| Sunny days / year | 90 | 100 |
| Rainfall / year | 550 mm | 830 mm |
| Connectivity | ||
| Flight to nearest hub | 1.5 h | 1.5 h |
Taxes & Economy & salaries: Poland vs Canada. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.
? Frequently asked questions
Is Warsaw cheaper than Toronto?
Toronto is about 65% more expensive than Warsaw overall — its cost-of-living index is 119 versus 72 for Warsaw.
How much do you need to earn in Toronto to live like in Warsaw?
To keep the same standard of living, a $75,000 salary in Warsaw is worth about $123,862 in Toronto. Enter your own figure in the calculator above.
Which has lower taxes, Warsaw or Toronto?
Poland has the lower top income-tax rate — 32% versus 33% in Canada.
◷ More comparisons from Warsaw
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.