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San Francisco vs Austin

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

$/ year

To keep the same standard of living in Austin, TX, you'd need

$53,067 / year

Austin, TX is 29% cheaper overall

Category breakdown (Austin, TX vs San Francisco, CA)

  • Housing-46%
  • Food & groceries-17%
  • Transport-12%
  • Utilities-9%
  • Healthcare-15%
  • Goods & services-18%

Full comparison

San Francisco, CAAustin, TX
Cost of living
Overall cost index152108
Housing224120
Food121100
Transport118104
Utilities112102
Healthcare118100
Goods & services127104
Housing
Rent, 1-bed centre$3,300/mo$1,650/mo
Rent, 1-bed outside$2,500/mo$1,300/mo
Rent, 3-bed centre$6,500/mo$3,000/mo
Buy price / m² centre$14,000$5,000
Money & purchasing power
$1,000 goes as far as$656$927
Inexpensive meal$22$17
Monthly transit pass$98$42
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo$1,257/mo
GDP per capita$82,000$82,000
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces15060
Time zoneUTC-8UTC-6
Quality of life
Safety index4558
Healthcare index8076
Pollution index4040
Internet speed220 Mbps200 Mbps
Walkability8842
Public transport8040
Family-friendly5565
Tap waterSafe to drinkSafe to drink
Health insurance$500/mo$450/mo
Life expectancy79 yr79 yr
LGBTQ+ acceptanceHighHigh
Climate
January avg+11 °C+11 °C
July avg+17 °C+30 °C
Sunny days / year256228
Rainfall / year600 mm870 mm
Connectivity
Flight to nearest hub1 h1.5 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

? Frequently asked questions

Is San Francisco cheaper than Austin?

Austin is about 29% cheaper than San Francisco overall — its cost-of-living index is 108 versus 152 for San Francisco.

How much do you need to earn in Austin to live like in San Francisco?

To keep the same standard of living, a $75,000 salary in San Francisco is worth about $53,067 in Austin. Enter your own figure in the calculator above.

Which has lower taxes, San Francisco or Austin?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

More comparisons from San Francisco

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.