✦ Compare
San Francisco vs
Charlotte
Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.
To keep the same standard of living in Charlotte, NC, you'd need
$50,981 / year
Charlotte, NC is 32% cheaper overall
Category breakdown (Charlotte, NC vs San Francisco, CA)
- Housing-50%
- Food & groceries-19%
- Transport-14%
- Utilities-13%
- Healthcare-15%
- Goods & services-20%
Median 1-bed rent
$3,300 /mo
San Francisco, CA overview →
Median 1-bed rent
$1,500 /mo
Charlotte, NC overview →
▤ Full comparison
| San Francisco, CA | Charlotte, NC | |
|---|---|---|
| Cost of living | ||
| Overall cost index | 152 | 104 |
| Housing | 224 | 112 |
| Food | 121 | 98 |
| Transport | 118 | 101 |
| Utilities | 112 | 98 |
| Healthcare | 118 | 100 |
| Goods & services | 127 | 101 |
| Housing | ||
| Rent, 1-bed centre | $3,300/mo | $1,500/mo |
| Rent, 1-bed outside | $2,500/mo | $1,200/mo |
| Rent, 3-bed centre | $6,500/mo | $2,700/mo |
| Buy price / m² centre | $14,000 | $3,800 |
| Money & purchasing power | ||
| $1,000 goes as far as | $656 | $965 |
| Inexpensive meal | $22 | $16 |
| Monthly transit pass | $98 | $88 |
| Taxes | ||
| Income tax (top rate) | 37% | 37% |
| VAT / sales tax | 0% | 0% |
| Social security (employee) | 7.7% | 7.7% |
| Corporate tax | 21% | 21% |
| Capital gains | 20% | 20% |
| Economy & salaries | ||
| Avg net salary | $4,300/mo | $4,300/mo |
| Minimum wage | $1,257/mo | $1,257/mo |
| GDP per capita | $82,000 | $82,000 |
| Work & digital nomad | ||
| Digital-nomad visa | No | No |
| English proficiency | Native | Native |
| Coworking spaces | 150 | 35 |
| Time zone | UTC-8 | UTC-5 |
| Quality of life | ||
| Safety index | 45 | 56 |
| Healthcare index | 80 | 78 |
| Pollution index | 40 | 40 |
| Internet speed | 220 Mbps | 200 Mbps |
| Walkability | 88 | 40 |
| Public transport | 80 | 35 |
| Family-friendly | 55 | 66 |
| Tap water | Safe to drink | Safe to drink |
| Health insurance | $500/mo | $450/mo |
| Life expectancy | 79 yr | 79 yr |
| LGBTQ+ acceptance | High | High |
| Climate | ||
| January avg | +11 °C | +6 °C |
| July avg | +17 °C | +27 °C |
| Sunny days / year | 256 | 218 |
| Rainfall / year | 600 mm | 1,100 mm |
| Connectivity | ||
| Flight to nearest hub | 1 h | 1 h |
Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.
? Frequently asked questions
Is San Francisco cheaper than Charlotte?
Charlotte is about 32% cheaper than San Francisco overall — its cost-of-living index is 104 versus 152 for San Francisco.
How much do you need to earn in Charlotte to live like in San Francisco?
To keep the same standard of living, a $75,000 salary in San Francisco is worth about $50,981 in Charlotte. Enter your own figure in the calculator above.
Which has lower taxes, San Francisco or Charlotte?
Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.
◷ More comparisons from San Francisco
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.