✦ Cost of living
Osaka
Osaka, Japan
US = 100
In plain terms: Osaka is about 4% cheaper than a typical US city. A one-bedroom in the centre runs around $850/month.
▤ Category breakdown
Index vs the US average — the line marks 100. Lower is cheaper.
- Housing92−8%
- Food & groceries98−2%
- Transport82−18%
- Utilities110+10%
- Healthcare85−15%
- Goods & services104+4%
Is Osaka expensive?
Not really — Osaka indexes at 96 against a US average of 100, so a month here lands within a few percent of a typical US city. Expect the surprises in individual lines rather than in the total.
Of the 87 cities we track, Osaka ranks #55 by overall cost — 32 of them are cheaper.
What a month in Osaka costs
One person
$2,360/mo
A one-bedroom outside the centre, modest everyday spending.
Couple
$3,440/mo
A one-bedroom in the centre, two adults sharing the bills.
Family of four
$5,940/mo
A three-bedroom in the centre, two adults and two children.
| Monthly line | One person | Couple | Family of four |
|---|---|---|---|
| Rent | $600 | $850 | $1,600 |
| Food & groceries | $450 | $660 | $1,100 |
| Transport | $490 | $720 | $1,210 |
| Utilities | $220 | $330 | $550 |
| Healthcare | $240 | $350 | $590 |
| Goods & services | $360 | $530 | $890 |
| Total per month | $2,360 | $3,440 | $5,940 |
Estimates, not quotes. Rent comes from this city's own figures; every other line is a US-average household basket (shaped by the BLS Consumer Expenditure Survey) scaled by this city's category index. Your own total moves with the neighbourhood, your habits and whether you run a car. How we calculate these figures →
Good to know before you move to Osaka
Japan's warm, wisecracking second city and its street-food heart — cheaper and more laid-back than Tokyo, with the same safety, transit and reliability. The gateway to Kansai (Kyoto and Kobe are minutes away), it's an easy-going base with a big food and startup scene.
- Currency
- Japanese yen (¥ JPY)
- Languages
- Japanese
- Time zone
- UTC+9
- Internet
- 230 Mbps
- English
- Rarely spoken
- Safety
- 82/100
- Climate
- ❄ 6°C · ☀ 28°C · 200 sunny days/yr
- Tap water
- Safe to drink
- Power
- A/B · 100V
- Driving
- Left-hand side
- Popular areas
- Namba · Umeda · Tennoji · Nakazakicho
About
“Japan's Kitchen”
Japan's warm, wisecracking second city and its street-food heart — cheaper and more laid-back than Tokyo, with the same safety, transit and reliability. The gateway to Kansai (Kyoto and Kobe are minutes away), it's an easy-going base with a big food and startup scene.
- Currency
- Japanese yen · JPY
- Languages
- Japanese
- Coordinates
- 34.69, 135.50
- Emergency
- 110
What things cost
Housing
Taxes
45%
Income tax
progressive
10%
VAT / sales
30%
Corporate
20.315%
Capital gains
$2,600
Avg net salary
per month
Plus ~10% local inhabitant tax.
Visas & residency
Work visas by category; Highly Skilled Professional points system.
✈ Short visits visa-free for many; work needs a status of residence.
Points-based, fast-track PR.
Permanent residence after ~10 yrs. Sooner via HSP points.
Quality of life
Quality of life
79/100
Safety
82/100
Healthcare
84/100
Pollution
40/100
Internet
230 Mbps
Jan avg
+6 °C
Jul avg
+28 °C
Sunny days
200/yr
Walkability
80/100
Public transit
88/100
Family-friendly
72/100
Living there
- English spoken
- Low
- Expat community
- Medium
- Coworking spaces
- 25
- Tap water
- Safe to drink
Popular areas
Relocation & documents
Where to look
Updated: · Sources: Cost/quality survey (placeholder) · Economy: World Bank Open Data (GDP per capita, life expectancy, inflation) · Minimum wage (EU + Türkiye): Eurostat earn_mw_cur, 2026-S2 · Taxes: national tax authority / OECD (headline figures)
Can you live in Osaka without a car?
83/100
Car-free score
80/100
Walkability
88/100
Public transport
Yes — Osaka scores 83/100 on our car-free score, so commuting, errands and nights out all work on foot or by public transport. Most residents here can skip car ownership entirely, and the savings go straight into the rest of the budget.
Transport in Osaka indexes at 82 against a US average of 100 — about 18% cheaper than a typical US city. That line covers fares, fuel and running a vehicle, so it is the one that moves most when you drop the car.
Osaka ranks #30 of 87 cities we track for walkability. See the most walkable cities →
The car-free score is our own composite: 60% walkability, 40% public transport, both on a 0–100 scale. Like the rest of our quality-of-life figures, they are calibrated estimates, not official statistics.
Cost of living in Osaka — in your currency
- 1-bed rent, city centre$850
- 1-bed rent, outside centre$600
- Inexpensive meal$8
- Monthly transit pass$60
- Utilities (monthly)$150
Converted from USD at approximate rates (2026-09).
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? Frequently asked questions
Is Osaka, JP expensive to live in?
Osaka, JP's cost-of-living index is 96 (US average = 100) — about 4% cheaper than a typical US city — and it ranks #55 of the 87 cities we track. On our estimates one person needs around $2,360 a month and a family of four around $5,940, rent included.
How much does it cost to live in Osaka, JP?
Osaka, JP's cost-of-living index is 96 (US average = 100) — about 4% cheaper than a typical US city. A one-bedroom apartment in the centre costs around $850 per month.
What are the average living costs in Osaka, JP?
Living costs in Osaka, JP are about 4% cheaper than the US average — its cost-of-living index is 96 (US = 100). Monthly living expenses scale with that, and housing is the biggest line: a one-bedroom in the centre runs around $850. See the category breakdown above for where the money goes.
What is the average rent in Osaka, JP?
A one-bedroom in the city centre averages about $850 per month, and around $600 outside the centre.
What taxes would I pay in Japan?
Japan has a top income-tax rate of 45% and a VAT or sales tax of 10%. See the taxes section above for the full breakdown.
What is the weather like in Osaka, JP?
Osaka, JP averages around +6 °C in January and +28 °C in July, with roughly 200 sunny days a year.
Is Osaka, JP safe?
Osaka, JP scores 82 out of 100 on our safety index, where higher means safer.
Can you live in Osaka, JP without a car?
Osaka, JP scores 83/100 on our car-free score — 80/100 for walkability and 88/100 for public transport. The higher the score, the more of daily life you can cover on foot or by transit instead of paying to run a car.
❖ Compare Osaka with…
★ Ranked in
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.